Vehicle Loans in Chicago, IL

Looking for the lowest car loan rates in Chicago, IL? Compare offers from local credit unions to find flexible terms that fit your budget and get behind the wheel faster. It’s simple, quick, and tailored to drivers in our community.

Save money and enjoy personalized service from trusted Chicago lenders who understand your needs. Whether buying new or used, exploring your options here helps you secure the best deal and drive away with confidence.

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Lender
APR
Term
Link
Info
numarkcu
4.49 %
cefcu
4.49 %
5.5 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
statefarmfcu
4.49 %
5 - 7 Yrs
deereemployeescu
4.59 %
5 - 6 Yrs
togethercu
4.64 - 5.99 %
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
jfcu
4.69 - 7.89 %
3 - 8 Yrs
affinityplus
4.74 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Numark has an auto loan rate of 4.49% APR today, which is unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans are at 6.49% APR with the same pattern, while recreational loan rates remain steady at 7.99% . Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

State Farm's auto loans with a 4.49% APR that has not changed in the past 7, 30, or 60 days. Recreational vehicle loans have a range from 4.49% to 5.49% , and those rates have also stayed the same over the last 7, 30, and 60 days. Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

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