Vehicle Loans in Shakopee, MN

Finding the best used vehicle loan rates in Shakopee, MN doesn’t have to be complicated. Compare offers from local lenders quickly and easily to find flexible terms that fit your budget and get you behind the wheel sooner.

Our community-focused lenders understand Shakopee drivers’ needs and offer personalized service with fast approvals. Start comparing today to secure a great rate and drive away with confidence on your next used car purchase.

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Lender
APR
Term
Link
Info
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
rcu
4.84 - 8.74 %
2 - 6.2 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
cccu
4.99 - 6.09 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
mymagnifi
5.441 - 7.193 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Royal's auto loans with APRs ranging from 4.54% to 8.74% and recreational vehicle loans between 4.94% and 7.44% . These rates have shown no change compared to 7 and 30 days ago. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Magnifi Financial's auto loan rates range from 3.99% to 7.19% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 4.94% and 8.35% APR, also up compared to the past month. Both loan types have seen a slight increase in their minimum rates recently.

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