Vehicle Loans in Owatonna, MN

Searching for the best car loan interest rates in Owatonna, MN? Local credit unions offer competitive rates and personalized service that big banks can’t match. Comparing your options here helps you find the most affordable way to finance your next vehicle.

Owatonna drivers trust community credit unions for speedy approvals and low monthly payments. Take a moment to compare offers and see how much you can save—getting behind the wheel is easier when you choose a lender that understands your neighborhood.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
rcu
4.84 - 8.74 %
2 - 6.2 Yrs
cccu
4.99 - 6.09 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
mymagnifi
5.441 - 7.193 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Royal's auto loans with APRs ranging from 4.54% to 8.74% and recreational vehicle loans between 4.94% and 7.44% . These rates have shown no change compared to 7 and 30 days ago. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Magnifi Financial's auto loan rates range from 3.99% to 7.19% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 4.94% and 8.35% APR, also up compared to the past month. Both loan types have seen a slight increase in their minimum rates recently.

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