Welcome to home-town, a trusted financial institution that has proudly served our community since 1974. Located in the heart of Owatonna, MN, we are dedicated to empowering our members through exceptional service and innovative banking solutions. Under the leadership of CEO Kimberly Westphal and Board President Nicole Schulz, we strive to create a welcoming environment that prioritizes your financial well-being. Our mission is grounded in providing accessible banking services, ensuring that every member feels valued and supported.

At home-town, your security is our top priority. We are federally insured by the NCUA, with insurance effective from 5/21/1974 0:00, allowing you to bank with confidence. Embracing modern technology, we offer a range of convenient tools designed to enhance your banking experience, including online banking, a user-friendly mobile application, person-to-person transfers, e-statements, mobile payments, and electronic signature authorization. With our focus on trust and accessibility, we invite you to explore the many ways home-town can help you achieve your financial goals. For more information or assistance, feel free to reach out via our website at https://www.hometowncu.coop/ or fax us at (507) 446-8113.

At home-town, we pride ourselves on offering a comprehensive suite of financial services designed to cater to the diverse needs of our members in MN. Whether you’re looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans and vehicle financing, our dedicated team is here to help. We also provide mortgage loans and refinancing options, personal loans for debt consolidation, and business banking services, including merchant services and business loans. With our focus on convenience and accessibility, members can easily manage their finances through online banking and our user-friendly mobile application, which supports person-to-person transfers and mobile payments.

We understand that managing everyday banking tasks while planning for important life milestones can be challenging. That's why we offer e-statements and electronic signatures to simplify your banking experience further. Our services empower you to grow your small business or take control of your financial future with ease. Membership at home-town is accessible to many—check your eligibility at . If you're considering a loan or want to explore competitive rates, visit https://www.lendmesh.com/loans/mortgage_loans for comparison tools that help you make informed decisions. For personalized support, feel free to reach out via fax at (507) 446-8113; we are committed to being there for you every step of the way.

In the heart of our community, home-town stands as a pillar of strength and trust, serving a total membership of 24,935 individuals. With total assets reaching an impressive 270,754,764, we are well-equipped to support our members' financial needs while ensuring their hard-earned money is in safe hands. Our net worth of 25,126,573 is a testament to our stability and commitment to sound financial practices.

At home-town, we prioritize the financial well-being of our members, as reflected in our total deposits of 10,386,426. This robust figure highlights the confidence our community has in us, further strengthened by our diverse portfolio, which encompasses 14,414 loans and leases designed to cater to various personal and business aspirations. Our dedicated team of 56 employees works diligently to provide exceptional service, ensuring that each member feels valued and supported.

Our strong net worth ratio of 928 showcases our financial resilience and ability to withstand economic fluctuations, while our credit card loan volume of 1,719 and auto loan volume of 13,314 illustrate our comprehensive offerings tailored to meet the unique needs of every member. Furthermore, with strategic borrowing totaling 1,000,000, we maintain the necessary liquidity to serve you better without compromising on quality.

At home-town, transparency is key; we take pride in sharing performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . As a member-focused institution, we are committed to fostering lasting relationships built on trust and accountability.

Whether you're looking for personal banking solutions or seeking financing options for your business endeavors, we invite you to explore what we have to offer. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs. Join us at home-town, where your financial success is our mission.