We want to make banking as convenient as possible for you! Our lobby hours are Monday through Wednesday from 8:30 AM to 5:00 PM, and on Thursdays and Fridays, we're open until 6:00 PM. Need assistance on Saturday? Our drive-thru is available from 9:00 AM to 1:00 PM, so you can take care of your banking needs even on the weekend.
At Home Town, we understand how important accessibility is for our members. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking spaces to ensure everyone can access our services comfortably. For those who prefer quick transactions, we offer a drive-thru service for easy deposits and withdrawals without leaving your vehicle. Plus, our ATM is available on-site for cash withdrawals and balance checks anytime you need it.
Home Town offers a variety of personal banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Whether you're looking to manage your finances or secure a loan for your next vehicle or home project, our friendly team is here to help guide you every step of the way. Feel free to reach out to us at (507) 332-2288 if you have any questions or need assistance. We invite you to stop by our branch in Faribault today your financial journey starts here!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Imagine having the tools to easily accept payments from your customers, whether online or in-store. Our merchant services are tailored to fit your business needs, making transactions smoother and helping you focus on what really matters growing your business. From credit card processing to mobile payment solutions, we ensure you have the right resources at your fingertips. Located conveniently at 1205 Highway 60 W Faribault Mn 55021 in Faribault, MN, our team is ready to partner with you on your journey toward success. Call us at (507) 332-2288 today to learn more about how we can support your business!
Need cash? Our ATM services allow for easy withdrawals and balance checks whenever necessary. Plus, if you prefer face-to-face transactions, our drive-thru service covers all basic transactions like deposits and withdrawals without leaving your vehicle. At Home Town, we're more than just a financial institution; we're part of your community and invested in your success. Explore all these services and more by visiting us at 1205 Highway 60 W Faribault Mn 55021 in Faribault, MN, or check out our website at Faribault. We're excited to help you reach your financial goals!
When it comes time to buy a new car or refinance an existing loan, our auto loans are designed with competitive rates that make financing easier. Imagine driving away in your dream car without worrying about high monthly payments. We work with you to create a plan that fits your budget.
If you're a business owner, our merchant services and business loans can support your growth ambitions. We understand the unique challenges businesses face and are dedicated to providing solutions that empower you to succeed.
Enjoy shopping? Our credit cards come packed with rewards that let you earn points for every dollar spent. Whether it's cash back or travel rewards, you can make the most out of your purchases while building credit responsibly.
In today's fast-paced world, we know convenience is key. That's why Home Town offers robust online and mobile banking services. Check balances, pay bills, transfer funds, or even manage person-to-person payments all from the comfort of your home or on-the-go.
For those looking to purchase a home, Home Town offers comprehensive mortgage loans and refinancing options. Our team is here to guide you through the process, making it as smooth as possible. You can finally settle into that cozy home you've been dreaming about without the stress of complicated paperwork.
We understand that personal banking should be simple and accessible. That's why we offer a variety of checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special occasion or just managing your everyday finances, our accounts come with features that help you keep track of your funds effortlessly.
Life can throw unexpected expenses your way, but we're here to help with personal loans that provide quick relief. If you're juggling multiple debts, consider our debt consolidation options to simplify your payments and potentially lower interest rates.
Our online banking platform, which you can explore at https://www.hometowncu.coop/, allows you to check balances, transfer funds, and pay bills with ease. You can also sign documents electronically through our electronic signature authorization feature, making transactions quicker and hassle-free. Plus, enjoy the benefit of e-statements, which let you view your account statements online without the clutter of paper. If you're always on the go, our mobile application is perfect for you! It provides all the features of online banking right in your pocket. Need to make a quick purchase? Our mobile payments feature lets you pay with just a tap on your smartphone. And if you want to send money to friends or family, our person-to-person transfers are simple and quick no need for cash or checks.
At Home Town, we prioritize your security. Our 24/7 online banking services ensure that your information is protected around the clock. You can rest easy knowing that every transaction is safeguarded with top-notch security measures. Whether you're checking your balance before heading out or managing multiple accounts while on vacation, our user-friendly interface makes it easy for everyone. With real-time account management at your fingertips, staying on top of your finances has never been more convenient. Join us today at Home Town and experience how our digital and online banking services can empower you to take control of your financial life effortlessly!
Total Share and Deposit Accounts: 46,882, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,055,456 further illustrate our commitment to maintaining robust resources for our valued members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Home Town is your trusted partner. Visit us at 1205 Highway 60 W Faribault Mn 55021 or call (507) 332-2288 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $70,618,545 in share certificates and $37,896,791 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Our $698,239 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $24,707,777 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,657 in used auto loans and $207,098,932 in total loans and leases.
With a net worth of $25,126,573, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.28% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $98,536,790 in used vehicle loans and $36,431,488 in new vehicle loans already helping members get on the road. We understand that purchasing a vehicle is a significant investment, which is why we offer flexible terms to make it easier for you.
For those needing additional flexibility in their finances, we have credit lines available totaling $34,101,821. This option allows you to borrow what you need when you need it without the hassle of reapplying each time.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $19,743,818, make buying or refinancing simple. Owning a home can be a reality sooner than you think with our competitive rates and personalized service.
If you're considering refinancing an existing loan or exploring eligibility options for any of our products, we're here to help guide you through the process. Our team is dedicated to finding the best solution tailored just for you. At Home Town, we prioritize transparency and service excellence. If you're interested in learning more about any of our loan products or want to start your application process today, please give us a call at 507-332-2288. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in achieving your financial goals!
We also offer flexible terms on unsecured credit card loans, with a total of $2,274,337 in loans helping members manage their finances effectively. These cards provide the convenience you need for everyday purchases while allowing you to build your credit score.
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are looking at authentic and reliable information. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This approach guarantees unbiased results, allowing users to choose options based solely on what suits them best. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature empowers users to make informed choices quickly, potentially saving them significant amounts over the life of their loans. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how the platform can lead to substantial savings and satisfaction for its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*