HOME TOWN FEDERAL CREDIT UNION

Welcome to Home Town, your trusted financial partner in the heart of Northfield, MN! Established in 1974, we have proudly served our community for decades, providing exceptional banking solutions tailored to meet the needs of our members. With a total membership of 24,935, we are more than just a credit union; we are a community dedicated to helping you achieve your financial goals. Located at 2000 Honey Locust Drive, Northfield, MN 55057, our branch is designed with you in mind. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location. As a member-focused institution, we boast total assets of $270,754,764 and total deposits amounting to $10,386,426. Our commitment to you is evident in our robust financial standing and dedication to responsible lending practices. At Home Town, we understand that every member has unique needs. With over 14,414 loans and leases issued, including auto loans and personal financing options, we strive to make banking simple and accessible. Our experienced team is led by CEO Kimberly Westphal and Board President Nicole Schulz, both of whom are passionate about serving our members and enhancing your banking experience. Our community impact goes beyond numbers; it's about building relationships. We aim to create a welcoming environment where everyone feels valued and supported. With a strong net worth of $25,126,573 and cash on hand amounting to $2,584,790, Home Town stands ready to help you navigate your financial journey confidently. If you're looking for personalized banking services or have questions about our offerings ranging from checking accounts to business loans don't hesitate to reach out! Call us at 507-451-3798 or visit our website at hometowncu.coop for more information. We look forward to welcoming you into the Home Town family!

Welcome to Home Town, a vibrant part of the Northfield community since 1974. With a legacy that spans nearly five decades, our branch has grown alongside the people we serve, evolving from a small financial cooperative into a trusted partner for over 24,000 members. Located at 2000 Honey Locust Drive, Northfield, MN 55057, we are proud to be your local credit union dedicated to helping you achieve your financial goals. From our humble beginnings, Home Town has focused on providing accessible and friendly financial services. Our mission is simple: to empower individuals and families through personalized banking solutions while actively supporting our community. We believe in the strength of relationships and strive to create a welcoming environment where every member feels valued and understood. Over the years, we have seen significant milestones that reflect our commitment to growth and innovation. Today, with total assets amounting to $270,754,764, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus on customer satisfaction has been instrumental in building strong relationships within Northfield and beyond. At Home Town, we understand that convenience is key in today's fast-paced world. That's why we've embraced technology to enhance your banking experience. Our online banking platform allows you to manage your accounts anytime, anywhere, while our mobile app offers features like mobile payments and person-to-person transfers. For those who prefer face-to-face interactions, our drive-thru service makes it easy to handle transactions efficiently. In addition to our commitment to financial excellence, we take pride in our community outreach efforts. We actively participate in local events and support various initiatives aimed at improving the lives of Northfield residents. Whether it's sponsoring youth sports teams or hosting financial literacy workshops, we believe in giving back and making a positive impact. While members can visit us at 2000 Honey Locust Drive, official correspondence should be sent to the same address for consistency. Our branch operates from 8:30 AM to 5:00 PM Monday through Friday and 9:00 AM to 1:00 PM Saturday, making it convenient for you to access our services when you need them most. Join us at Home Town as we continue this journey together! Experience firsthand how our member-focused approach can make a difference in your financial life. If you're ready to take the next step or have questions about membership, don't hesitate to call us at 507-451-3798 or visit our website at hometowncu.coop. Welcome aboard!

At Home Town, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports each other's financial well-being. If you're looking to become a member, we welcome individuals who live or work in the local area, as well as their family members. This means that whether you're a student, a professional, or simply someone who calls this place home, there's a spot for you here! You can find all the specific eligibility details on our website at . Getting started is simple! All you need to do is visit us at 2000 Honey Locust Drive Northfield Mn 55057 or give us a call at (507) 451-3798. We'll guide you through the process of opening your account, which you can also do online by visiting https://accounts.hometowncu.coop/enroll . As a member of Home Town, you'll enjoy numerous benefits including personalized service and access to a range of financial products designed with your needs in mind. We can't wait to welcome you into our growing family!

At Home Town, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong foundation and commitment to serving you, we are proud to share our financial strength as a testament to our reliability. With a net worth of $25,126,573, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $928 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $70,618,545 in share certificates and $37,896,791 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $24,707,777 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,657 in used auto loans and $207,098,932 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 55 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,055,456. Total Share and Deposit Accounts: 46,882, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Home Town is your trusted partner. Visit us at 2000 Honey Locust Drive Northfield Mn 55057 or call (507) 451-3798 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.