Personal Loans in Owatonna, MN

Looking for the best personal loan offers in Owatonna, MN? Compare local options with flexible terms designed to fit your budget and lifestyle. Whether it’s for debt consolidation or an unexpected expense, you’ll find trusted lenders ready to help you move forward.

Owatonna residents enjoy quick approvals and friendly service from credit unions that truly care about our community. Explore competitive rates and personalized support to secure a loan that works for you—because here, neighbors support neighbors every step of the way.

Filters

Lender
APR
Term
Amount
Link
Info
bcu
4.64 - 8.49 %
∞
penfed
6.09 - 17.99 %
5 Yrs
$50,000
∞
affinityplus
6.24 - 15.24 %
0.8 - 10 Yrs
2,500 - $20,000
∞
cccu
6.99 - 10.99 %
5 Yrs
∞
firsttechfed
6.99 - 13.65 %
2 - 7 Yrs
35,000 - $50,000
∞
nasafcu
7.79 - 18 %
1 - 7 Yrs
$30,000
∞
sdfcu
8.49 - 11.75 %
2.1 - 5 Yrs
∞
trustonefinancial
8.49 - 17.99 %
6 Yrs
∞
navyfederal
8.74 - 18 %
3.1 - 5 Yrs
∞
deltacommunitycu
8.75 - 17.75 %
0.1 - 5 Yrs
∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

City & County has a Life happens loan with an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Personal line of credit (loc) has an APR of 10.99% , also unchanged during those periods. First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Trustone Financial's an Adoption loan with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Personal loan (unsecured) has a 10.99% APR, also unchanged from 7, 30, and 60 days ago. The Personal line of credit (unsecured) carries a 12.49% APR with no change in the last 7, 30, or 60 days.

Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods. Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago.

🏦 All Local Lenders in Owatonna, MN

Lender NameBranch AddressOffice ServicesLender Snapshot
HOME TOWN FEDERAL CREDIT UNION
2400 W BRIDGE ST OWATONNA MN 55060
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $270,754,764
Deposits: $10,386,426
Net Worth: $25,126,573
Employees: 56
Members: 24,935
HOME TOWN FEDERAL CREDIT UNION
150 18TH ST SW OWATONNA MN 55060
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $270,754,764
Deposits: $10,386,426
Net Worth: $25,126,573
Employees: 56
Members: 24,935
FEDERATED EMPLOYEES CREDIT UNION
1929 S CEDAR AVE OWATONNA MN 55060
P2P
E-Statements
E-Signature
Assets: $59,354,198
Deposits: $4,143,828
Net Worth: $7,958,227
Employees: 9
Members: 4,820
FEDERATED EMPLOYEES CREDIT UNION
121 E PARK SQ OWATONNA MN 55060
P2P
E-Statements
E-Signature
Assets: $59,354,198
Deposits: $4,143,828
Net Worth: $7,958,227
Employees: 9
Members: 4,820

🏘️ All the Lenders Available in Steele County, MN

✅HOME TOWN FEDERAL CREDIT UNION
✅FEDERATED EMPLOYEES CREDIT UNION

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