Vehicle Loans in Madison, WI

Searching for the best car finance rates in Madison, WI? Compare local loan offers easily to find flexible terms that fit your budget and get you behind the wheel faster. Whether it’s a new or used vehicle, we help you save money with trusted lenders right here in your community.

Madison drivers trust local credit unions and banks for personalized service and competitive rates. By comparing multiple offers side-by-side, you can choose the loan that works best for your financial goals and enjoy quick approvals without the hassle. Start your journey to better car financing today!

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
servicecu
3.99 - 4.24 %
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
capitalcu
4.24 - 5.24 %
3 - 7 Yrs
mayocreditunion
4.29 - 6.69 %
0.1 - 5 Yrs
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
westconsincu
4.49 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Service's auto loans with APRs ranging from 3.99% to 4.24% , which have not changed in the past 7, 30, or 60 days. Motorcycle loan rates are steady at 8.24% APR over the same periods. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

Capital's auto loans with an APR range of 4.24% to 5.24% . These rates have shown no change compared to 7 and 30 days ago. Mayo Employees has auto loan rates ranging from 4.19% to 6.69% APR, which are down from both 7 and 30 days ago. Recreational loan rates are between 6.64% and 7.44% APR and have also decreased since 7 days ago. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Westconsin's auto loans with an APR of 4.49% , which has not changed in the past 7, 30, or 60 days. Recreational vehicle loans have a 5.49% APR, also showing no change over the last 7, 30, and 60 days.

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