Vehicle Loans in Des Moines, IA

Looking for the best new car financing deals in Des Moines, IA? Compare multiple loan offers easily and find low rates tailored to your budget. Shopping local means you get quick approvals and terms that fit your lifestyle.

Start your car-buying journey with confidence by exploring flexible financing options right here in Des Moines. Whether upgrading or buying new, find a loan that works for you—friendly service and great rates are just a click away.

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Filters

Lender
APR
Term
Link
Info
deereemployeescu
4.89 - 5.59 %
5 - 6 Yrs
∞
cccu
4.99 - 6.09 %
3 - 7 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞
centrisfcu
7.24 - 8.99 %
2 - 6.2 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and slightly down from 30 days ago. Rates were higher 60 and 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

Centris's auto loans with APRs ranging from 4.49% to 8.99% , showing no change over the past 7 and 30 days. Motorcycle loans have rates between 6.74% and 7.99% , which are steady compared to 7 and 30 days ago but down from 60 days ago. Recreational loans range from 7.24% to 11.24% , with no change in the last 30 days but up since 60 days ago.

🏦 Local Lenders in Des Moines, IA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Polk County, IA

✅GREATER IOWA CREDIT UNION
✅MIDLAND CREDIT UNION
✅GREENSTATE CREDIT UNION
✅COMMUNITY CHOICE 65078 CREDIT UNION
✅VERIDIAN CREDIT UNION
✅EMPEOPLE CREDIT UNION
✅DUPACO COMMUNITY CREDIT UNION
✅FIRST CLASS COMMUNITY CREDIT UNION
✅PREMIER CREDIT UNION
✅MARINE 66752 CREDIT UNION
✅FINANCIAL PLUS 62965 CREDIT UNION
✅COLLINS COMMUNITY CREDIT UNION
✅JOURNEY 64361 CREDIT UNION
✅DES MOINES METRO CREDIT UNION
✅VIBRANT CREDIT UNION
✅CAPITOL VIEW CREDIT UNION
✅DES MOINES FIRE DEPARTMENT CREDIT UNION
✅POLK COUNTY CREDIT UNION
✅SERVE CREDIT UNION
✅OHIO HEALTHCARE FEDERAL CREDIT UNION
✅MIDWEST COMMUNITY FEDERAL CREDIT UNION
✅AFFINITY 62829 CREDIT UNION
✅I H MISSISSIPPI VALLEY CREDIT UNION

Compare other loan types in Des Moines, IA

Why compare Vehicle Loans in Des Moines, IA on LendMesh

If you’re searching for the best new car financing deals in Des Moines, IA, it pays to keep exploring your options. LendMesh lets you easily compare rates from multiple lenders, helping you uncover better offers and save money. Take your time and see what different banks and credit unions have to offer—finding the right loan can make all the difference in your car buying experience.

To make staying informed even easier, consider subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you when loan offers dip below that threshold. Plus, you’ll receive regular updates with expert insights, market trends, and hand-picked deals tailored for Des Moines borrowers—helping you stay ahead and never miss a chance to secure a great rate.

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