Auto Loans in Des Moines, IA 50314

Searching for the lowest car loan rates in Des Moines, IA? Compare offers from trusted local credit unions to find flexible terms that fit your budget and lifestyle. Our community-focused lenders make financing simple, so you can get behind the wheel faster.

Drive away with confidence knowing you’ve found a great deal close to home. Des Moines credit unions provide quick approvals and personalized service, helping you save more on your next vehicle loan while supporting our local community.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.89 - 5.59 %

5 - 6 Yrs

∞

4.99 - 8.49 %

3 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 6.09 %

3 - 7 Yrs

∞

5.2 - 7.55 %

3 - 7 Yrs

∞

5.44 - 8.39 %

4 - 7 Yrs

∞

6.49 - 17.75 %

5 Yrs

∞

7.24 - 8.99 %

2 - 6.2 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

Centris's auto loans with APRs ranging from 4.49% to 8.99% , showing no change over the past 7 and 30 days. Motorcycle loans have rates between 6.74% and 7.99% , which are steady compared to 7 and 30 days ago but down from 60 days ago. Recreational loans range from 7.24% to 11.24% , with no change in the last 30 days but up since 60 days ago.

🏦 Local Lenders in Des Moines, IA

JOURNEY CREDIT UNION — 1400 2ND AVE DES MOINES IA 50314
DES MOINES METRO CREDIT UNION — 100 UNIVERSITY AVE DES MOINES IA 50314

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Polk County, IA

Compare other loan types in Des Moines, IA

Why compare Vehicle Loans in Des Moines, IA on LendMesh

If you’re searching for the lowest car loan rates credit union in Des Moines, IA, it pays to keep comparing your options on LendMesh. Exploring multiple lenders helps you uncover better deals and potentially cheaper rates tailored to your credit profile. Taking the time to shop around empowers you to make informed decisions and find the loan that fits your budget and goals.

To stay on top of the best car loan offers in Des Moines, consider subscribing to LendMesh’s personalized alerts. Simply set your target interest rate—say 4% or 5%—and receive notifications the moment deals fall below that threshold. With weekly or monthly updates featuring expert insights and hand-picked loan options, you’ll be equipped to act quickly and confidently whenever a great opportunity arises.

Customers are also interested in:

Lowest Car Loan Rates Credit Union