Vehicle Loans in Des Moines, IA

Finding the best car loan in Des Moines, IA doesn’t have to be hard. Compare offers from local lenders with low rates and fast approvals to get the deal that fits your budget and timeline. Whether it’s a new ride or refinancing, you’re in control.

Drive away with confidence knowing you found a great loan from lenders who understand Des Moines drivers. Personalized service and competitive rates make the car buying process smoother and friendlier, so you can focus on what matters—hitting the road in your next vehicle.

NewUsed

Filters

Lender
APR
Term
Link
Info
deereemployeescu
4.89 - 5.59 %
5 - 6 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
cccu
4.99 - 6.09 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞
centrisfcu
7.24 - 8.99 %
2 - 6.2 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

Centris's auto loans with APRs ranging from 4.49% to 8.99% , showing no change over the past 7 and 30 days. Motorcycle loans have rates between 6.74% and 7.99% , which are steady compared to 7 and 30 days ago but down from 60 days ago. Recreational loans range from 7.24% to 11.24% , with no change in the last 30 days but up since 60 days ago.

🏦 Local Lenders in Des Moines, IA

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🏘️ All the Lenders Available in Polk County, IA

✅GREATER IOWA CREDIT UNION
✅MIDLAND CREDIT UNION
✅GREENSTATE CREDIT UNION
✅COMMUNITY CHOICE 65078 CREDIT UNION
✅VERIDIAN CREDIT UNION
✅EMPEOPLE CREDIT UNION
✅DUPACO COMMUNITY CREDIT UNION
✅FIRST CLASS COMMUNITY CREDIT UNION
✅PREMIER CREDIT UNION
✅MARINE 66752 CREDIT UNION
✅FINANCIAL PLUS 62965 CREDIT UNION
✅COLLINS COMMUNITY CREDIT UNION
✅JOURNEY 64361 CREDIT UNION
✅DES MOINES METRO CREDIT UNION
✅VIBRANT CREDIT UNION
✅CAPITOL VIEW CREDIT UNION
✅DES MOINES FIRE DEPARTMENT CREDIT UNION
✅POLK COUNTY CREDIT UNION
✅SERVE CREDIT UNION
✅OHIO HEALTHCARE FEDERAL CREDIT UNION
✅MIDWEST COMMUNITY FEDERAL CREDIT UNION
✅AFFINITY 62829 CREDIT UNION
✅I H MISSISSIPPI VALLEY CREDIT UNION

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Why compare Vehicle Loans in Des Moines, IA on LendMesh

If you’re searching for the best online car loans in Des Moines, IA, it pays to keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and potentially lower rates, making your car purchase more affordable. Take your time, review different offers, and find the loan that fits your budget and needs without any pressure.

Stay ahead of the game with LendMesh’s subscription option tailored for Des Moines borrowers. Just set your target interest rate, and we’ll send you alerts whenever loan offers fall below that mark. You’ll also receive weekly or monthly updates filled with expert insights, rate trends, and hand-picked car loan deals—all delivered directly to your inbox to help you make smarter, timely decisions.

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