Vehicle Loans in Johnston, IA

If you’re shopping for a new car in Johnston, IA, knowing the average loan interest rate can help you save big. Compare offers from local lenders to find a rate that fits your budget and get behind the wheel faster.

Johnston drivers trust community credit unions and banks for competitive rates and flexible payment plans. Start comparing today to secure a loan that makes your new car purchase affordable and hassle-free.

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Lender
APR
Term
Link
Info
deereemployeescu
4.89 - 5.59 %
5 - 6 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
cccu
4.99 - 6.09 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
dupaco
5.44 - 8.39 %
4 - 7 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞
centrisfcu
7.24 - 8.99 %
2 - 6.2 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

Centris's auto loans with APRs ranging from 4.49% to 8.99% , showing no change over the past 7 and 30 days. Motorcycle loans have rates between 6.74% and 7.99% , which are steady compared to 7 and 30 days ago but down from 60 days ago. Recreational loans range from 7.24% to 11.24% , with no change in the last 30 days but up since 60 days ago.

🏦 Local Lenders in Johnston, IA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Polk County, IA

✅GREATER IOWA CREDIT UNION
✅MIDLAND CREDIT UNION
✅GREENSTATE CREDIT UNION
✅COMMUNITY CHOICE 65078 CREDIT UNION
✅VERIDIAN CREDIT UNION
✅EMPEOPLE CREDIT UNION
✅DUPACO COMMUNITY CREDIT UNION
✅FIRST CLASS COMMUNITY CREDIT UNION
✅PREMIER CREDIT UNION
✅MARINE 66752 CREDIT UNION
✅FINANCIAL PLUS 62965 CREDIT UNION
✅COLLINS COMMUNITY CREDIT UNION
✅JOURNEY 64361 CREDIT UNION
✅DES MOINES METRO CREDIT UNION
✅VIBRANT CREDIT UNION
✅CAPITOL VIEW CREDIT UNION
✅DES MOINES FIRE DEPARTMENT CREDIT UNION
✅POLK COUNTY CREDIT UNION
✅SERVE CREDIT UNION
✅OHIO HEALTHCARE FEDERAL CREDIT UNION
✅MIDWEST COMMUNITY FEDERAL CREDIT UNION
✅AFFINITY 62829 CREDIT UNION
✅I H MISSISSIPPI VALLEY CREDIT UNION

Compare other loan types in Johnston, IA

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If you’re searching for the average new car loan interest rate in Johnston, IA, remember that rates can vary widely between lenders. Taking a few extra minutes to compare offers on LendMesh can help you uncover better deals and more affordable options tailored to your needs. It’s a simple way to save money and approach your car purchase with confidence.

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