Vehicle Loans in Johnston, IA

If you’re shopping for a new car in Johnston, IA, knowing the average loan interest rate can help you save big. Compare offers from local lenders to find a rate that fits your budget and get behind the wheel faster.

Johnston drivers trust community credit unions and banks for competitive rates and flexible payment plans. Start comparing today to secure a loan that makes your new car purchase affordable and hassle-free.

NewUsed

Filters

Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
centrisfcu
4.49 - 7.24 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Centris's auto loans with APRs ranging from 4.49% to 8.99% , showing no change over the past 7 and 30 days. Motorcycle loans have rates between 6.74% and 7.99% , which are steady compared to 7 and 30 days ago but down from 60 days ago. Recreational loans range from 7.24% to 11.24% , with no change in the last 30 days but up since 60 days ago.

🏦 Local Lenders in Johnston, IA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Polk County, IA

Compare other loan types in Johnston, IA

Why compare Vehicle Loans in Johnston, IA on LendMesh

If you’re searching for the average new car loan interest rate in Johnston, IA, remember that rates can vary widely between lenders. Taking a few extra minutes to compare offers on LendMesh can help you uncover better deals and more affordable options tailored to your needs. It’s a simple way to save money and approach your car purchase with confidence.

Consider subscribing to LendMesh to receive personalized alerts right in your inbox. Just set your target rate—say 4% or 5%—and we’ll notify you as soon as offers dip below that threshold. You’ll also get expert insights, rate trends, and curated loan deals weekly or monthly, helping Johnston buyers stay informed and never miss a great opportunity.

Customers are also interested in:

Average New Car Loan Interest Rate