Vehicle Loans in Dayton, OH

Searching for the best auto loan rates in Dayton, OH? Compare offers from trusted lenders quickly and easily to find flexible terms that fit your budget and get you behind the wheel faster.

Whether you’re buying new or used, refinancing, or upgrading your ride, local lenders in Dayton offer competitive rates and friendly service to help you drive away with confidence.

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Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
togethercu
4.99 - 5.99 %
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
clearviewfcu
5.24 %
7 Yrs
hondafcu
5.24 - 6.84 %
5.5 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
telhio
5.448 %
4 Yrs
directionscu
5.49 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

Clearview's auto loan rate is 5.24% APR today. This rate has not changed over the past 7, 30, 60, or 90 days. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Telhio's auto loan rates range from 5.05% to 5.45% APR and have stayed the same over the past 7 and 30 days. Motorcycle loans are at 7.16% APR with no change in the last 7 and 30 days. Recreational loan rates are 7.59% APR and have also remained steady during that time. Directions has an auto loan with an APR of 5.49% . This rate has not changed in the past 7, 30, 60, or 90 days. The rate remains steady for borrowers looking for vehicle financing.

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