Vehicle Loans in Charlotte, NC

Searching for the best vehicle loan rates in Charlotte, NC? Compare offers from local lenders to find competitive interest rates that fit your budget and get you behind the wheel faster.

Whether you’re buying new, used, or refinancing, Charlotte drivers trust us to deliver clear, friendly service and flexible terms tailored just for you.

NewUsed

Filters

Lender
APR
Term
Link
Info
cafcu
5.99 - 17.75 %
5 Yrs
∞
efirstflight
6.513 - 6.544 %
10 - 15 Yrs
∞
latinoccu
7 - 9 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. First Flight's auto loan rates range from 6.51% to 6.54% APR today. These rates are higher than they were 90 days ago. No other recent rate changes are available for comparison. Latino Community's auto loan rates range from 7% to 11.75% APR today. These rates show no change compared to 30, 60, and 90 days ago.

🏦 Local Lenders in Charlotte, NC

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Mecklenburg County, NC

✅CAROLINAS TELCO FEDERAL CREDIT UNION
✅STATE EMPLOYEES CREDIT UNION
✅ALLEGACY FEDERAL CREDIT UNION
✅SKYLA FEDERAL CREDIT UNION
✅TRULIANT FEDERAL CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅CHARLOTTE FIRE DEPARTMENT CREDIT UNION
✅LATINO COMMUNITY CREDIT UNION
✅SELFHELP CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION
✅PIEDMONT ADVANTAGE CREDIT UNION CREDIT UNION
✅NOVA CREDIT UNION
✅UNIVERSITY OF SOUTH ALABAMA FEDERAL CREDIT UNION
✅PAMCEL COMMUNITY FEDERAL CREDIT UNION
✅SHARONVIEW FEDERAL CREDIT UNION
✅FOUNDERS FEDERAL CREDIT UNION
✅BLUE FLAME 63519 CREDIT UNION
✅LOCAL GOVERNMENT FEDERAL CREDIT UNION
✅CECIL COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION
✅ADVANCIAL FEDERAL CREDIT UNION
✅CAROLINA COOPERATIVE FEDERAL CREDIT UNION

Compare other loan types in Charlotte, NC

Why compare Vehicle Loans in Charlotte, NC on LendMesh

If you’re searching for current vehicle interest rates in Charlotte, NC, it pays to keep exploring your options. LendMesh lets you easily compare offers from multiple lenders, helping you find better deals and lower rates without the hassle. Take your time browsing through trusted banks and credit unions—finding the right loan could save you hundreds and make buying your next car more affordable.

To stay on top of the best vehicle loan rates in Charlotte, consider subscribing to LendMesh’s personalized alerts. Just set your target interest rate, and you’ll receive notifications the moment offers dip below that level. Along with weekly or monthly updates featuring expert insights and hand-picked deals, this is a simple way to stay informed and never miss an opportunity to save on your next car loan.

Customers are also interested in:

Current Vehicle Interest Rates