Vehicle Loans in Richmond, VA

Looking for vehicle loans near you in Richmond, VA? Compare competitive offers from local lenders to find the best rates tailored to your budget. Whether you're buying new or used, we help you get on the road faster with easy, stress-free loan options.

Richmond drivers deserve loan options that fit their lifestyle. Explore personalized rates and quick approvals from trusted local credit unions and banks, all focused on helping you drive away with confidence and savings right here in Virginia’s capital.

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Lender
APR
Term
Link
Info
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
1stadvantage
4.49 - 9.99 %
4 - 8 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
togethercu
4.64 - 5.99 %
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
jfcu
4.69 - 7.89 %
3 - 8 Yrs
affinityplus
4.74 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days.

1St Advantage has auto loan rates ranging from 3.99% to 9.99% APR, with no change from 7 or 30 days ago. Motorcycle loans have rates between 6.24% and 11.49% APR, which have also stayed the same over the past 7 and 30 days. Recreational loan rates match the motorcycle rates and remain steady as well. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days.

Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

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