Vehicle Loans in Richmond, VA

Looking for an auto loan in Richmond, VA? Compare vehicle loan offers from local lenders to find the best rates and terms tailored just for you. Whether you’re buying new or used, we make it simple to explore your options in one place.

Get behind the wheel faster with quick approvals and personalized service right here in Richmond. Take control of your car buying journey and save money by comparing trusted loan offers designed to fit your budget and lifestyle.

NewUsed

Filters

Lender
APR
Term
Link
Info
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
andrewsfcu
4.6 - 6.6 %
3 - 7 Yrs
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
jfcu
4.69 - 7.09 %
3 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
nwfcu
4.89 - 8.09 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
togethercu
4.99 - 5.99 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Andrews Federal Credit Union's auto loans with rates from 3.99% to 6.6% APR, which are unchanged from 7 and 30 days ago. Motorcycle loan rates range from 10.64% to 14.24% APR and have gone up since 30 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Northwest has auto loan rates ranging from 4.89% to 9.89% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.29% and 7.99% , down from 30 days ago. Other vehicle loans have rates from 7.59% to 9.25% , also down compared to 30 days ago.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days.

🏦 Local Lenders in Richmond, VA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Henrico County, VA

Compare other loan types in Richmond, VA

Why compare Vehicle Loans in Richmond, VA on LendMesh

If you’re looking to get an auto loan in Richmond, VA, it pays to explore all your options. LendMesh helps you compare rates from a variety of trusted lenders so you can find the best deal that fits your budget. Taking the time to shop around means you’ll be better positioned to save money and drive away with confidence.

Consider subscribing to LendMesh for personalized loan alerts tailored to Richmond drivers. Just set your ideal interest rate, and we’ll notify you as soon as offers dip below that number. With regular updates featuring expert tips, rate trends, and curated loan deals, you’ll stay informed and ready to act when the right opportunity comes along.

Customers are also interested in:

Get An Auto Loan