Vehicle Loans in Richmond, VA

Searching for good car loan rates in North Chesterfield, VA? Compare offers from trusted local lenders to find the best deal that fits your budget and timeline. It’s easy to see your options side-by-side and choose the loan that makes sense for you.

North Chesterfield drivers enjoy quick approvals and flexible terms from community-focused credit unions and banks. Start comparing today to save money and drive away with confidence, knowing you’ve found a great rate close to home.

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Lender
APR
Term
Link
Info
nwfcu
4.89 - 9.89 %
3 - 8 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
chevronfcu
4.99 - 5.64 %
1 - 7 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
bayportcu
4.99 - 17.99 %
1 - 7 Yrs
lfcu
5 - 8.5 %
3 - 10 Yrs
langleyfcu
5.5 %
1 - 6.2 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northwest has auto loan rates ranging from 4.89% to 9.89% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.29% and 7.99% , down from 30 days ago. Other vehicle loans have rates from 7.59% to 9.25% , also down compared to 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Newport News Shipbuilding Employees has auto loan rates ranging from 4.99% to 17.99% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago but are down from 90 days ago.

Lafayette's auto loan rates range from 5% to 8.5% APR today. This is up from the 7–and 30–day rates, which were both 5% to 6.25% . The 60–and 90–day rates stayed the same as those earlier periods. Langley's auto loan rates range from 5.5% to 6.74% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 8.09% and 9.09% APR, also steady compared to 7 days ago but higher than 30 days ago.

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Why compare Vehicle Loans in Richmond, VA on LendMesh

If you’re searching for good car loan rates in North Chesterfield, VA, take your time comparing multiple lenders on LendMesh. Exploring different offers helps you spot better deals and find cheaper options that fit your budget. By staying informed and patient, you increase your chances of securing a loan with favorable terms and peace of mind.

To make your search even easier, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—whether it’s 4% or 5%—and get notified the moment loan offers dip below that threshold. You’ll also receive weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, helping North Chesterfield borrowers stay ahead and never miss a smart opportunity.

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