Vehicle Loans in Richmond, VA

Searching for the lowest auto loan rates in Richmond, VA? Compare offers from trusted local lenders quickly and easily to find the best deal that fits your budget. We help you cut through the noise so you can get behind the wheel faster.

Richmond drivers deserve clear, friendly loan options without the hassle. Our simple comparison tool connects you with lenders who know the area, offer competitive rates, and approve loans fast—making your car buying experience smooth and affordable.

NewUsed

Filters

Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
1stadvantage
3.99 - 9.74 %
4 - 8 Yrs
hfcu
3.99 - 6.59 %
7 Yrs
mydccu
3.99 - 14.49 %
3.1 - 7 Yrs
truliantfcu
3.99 - 17.99 %
3 - 7 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. 1St Advantage has auto loan rates ranging from 3.99% to 9.99% APR, with no change from 7 or 30 days ago. Motorcycle loans have rates between 6.24% and 11.49% APR, which have also stayed the same over the past 7 and 30 days. Recreational loan rates match the motorcycle rates and remain steady as well.

Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days. Dupont Community's auto loans with APRs ranging from 3.99% to 14.69% . Unchanged compared to 7 days ago but are slightly higher than 30, 60, and 90 days ago. Truliant's auto loan rates range from 3.99% to 17.99% APR today, with no change from 7 or 30 days ago but down from 60 days ago. Motorcycle loans have rates between 10.49% and 18% APR, showing no change over the past 7, 30, or 60 days. Recreational loan rates are the same as motorcycle loans and have not changed recently.

Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

🏦 Local Lenders in Richmond, VA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Henrico County, VA

Compare other loan types in Richmond, VA

Why compare Vehicle Loans in Richmond, VA on LendMesh

If you’re searching for the lowest auto loan in Richmond, VA, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and cheaper options. Exploring different offers allows you to find the best fit for your budget and needs without feeling rushed. Keep browsing and comparing to make sure you’re getting the most value for your vehicle loan.

Consider subscribing to LendMesh’s personalized alerts to stay ahead of the game. Simply set your target rate—whether it’s 4% or 5%—and get notified the moment offers drop below that threshold. You’ll receive weekly or monthly updates packed with expert insights, rate trends, and hand-picked loan deals, all tailored to Richmond borrowers looking for the smartest auto financing options.

Customers are also interested in:

Lowest Auto Loan