Vehicle Loans in Richmond, VA

Looking for the best used car lenders in Richmond, VA? Compare offers from trusted local banks and credit unions to find low rates and fast approvals tailored to your needs. It’s simple, quick, and helps you get behind the wheel without the hassle.

Richmond drivers deserve loan options that fit their budget and goals. By comparing multiple lenders in one place, you can save money and drive away confident in your choice. Start your car loan search today and turn your next ride into reality.

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Filters

Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
1stadvantage
3.99 - 9.74 %
4 - 8 Yrs
truliantfcu
3.99 - 17.99 %
3 - 7 Yrs
mydccu
3.99 - 14.49 %
3.1 - 7 Yrs
hfcu
3.99 - 6.59 %
7 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

1St Advantage has auto loan rates ranging from 3.99% to 9.99% APR, with no change from 7 or 30 days ago. Motorcycle loans have rates between 6.24% and 11.49% APR, which have also stayed the same over the past 7 and 30 days. Recreational loan rates match the motorcycle rates and remain steady as well. Truliant's auto loan rates range from 3.99% to 17.99% APR today, with no change from 7 or 30 days ago but down from 60 days ago. Motorcycle loans have rates between 10.49% and 18% APR, showing no change over the past 7, 30, or 60 days. Recreational loan rates are the same as motorcycle loans and have not changed recently.

Dupont Community's auto loans with APRs ranging from 3.99% to 14.69% . Unchanged compared to 7 days ago but are slightly higher than 30, 60, and 90 days ago. Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

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