Vehicle Loans in Winchester, VA

Searching for current car rates in Winchester, VA? Compare local loan offers easily to find flexible terms that fit your budget. Whether you’re buying new or used, knowing your options helps you drive away with confidence.

Winchester residents deserve straightforward, friendly service when financing a vehicle. Explore competitive rates from trusted lenders right here in your community, and enjoy fast approvals that get you behind the wheel sooner.

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Lender
APR
Term
Link
Info
nwfcu
4.89 - 9.89 %
3 - 8 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
chevronfcu
4.99 - 5.64 %
1 - 7 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
bayportcu
4.99 - 17.99 %
1 - 7 Yrs
lfcu
5 - 8.5 %
3 - 10 Yrs
langleyfcu
5.5 %
1 - 6.2 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Northwest has auto loan rates ranging from 4.89% to 9.89% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.29% and 7.99% , down from 30 days ago. Other vehicle loans have rates from 7.59% to 9.25% , also down compared to 30 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Newport News Shipbuilding Employees has auto loan rates ranging from 4.99% to 17.99% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago but are down from 90 days ago.

Lafayette's auto loan rates range from 5% to 8.5% APR today. This is up from the 7–and 30–day rates, which were both 5% to 6.25% . The 60–and 90–day rates stayed the same as those earlier periods. Langley has auto loan rates ranging from 5.5% to 6.74% APR, which are unchanged from 7 and 30 days ago but higher than 30 days ago. Recreational loan rates are between 8.09% and 9.09% APR, also steady from 7 days ago but up from 30 days ago.

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