Vehicle Loans in Columbia, MD

Shopping for a new car in Columbia, MD? Comparing average loan interest rates from local lenders helps you find the best deal and save money. Whether you want flexible terms or fast approval, knowing your options puts you in control.

Local credit unions and banks in Columbia offer competitive rates tailored to your needs. Take a moment to compare offers—you might be surprised at how much you can save on your next vehicle loan. Start your journey with confidence today.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
firstfinancial
4.74 - 5.74 %
5 - 7 Yrs
nwfcu
4.89 - 8.09 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
lfcu
5 - 8.5 %
3 - 10 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. First Financial Of Maryland has auto loan rates ranging from 4.49% to 5.74% APR, with no change over the past 7, 30, and 60 days but down from 90 days ago. Motorcycle loans are between 6.25% and 7.25% APR, showing no change in the last 7, 30, and 60 days. Recreational loan rates range from 6.25% to 8.25% APR and have also stayed the same during that time.

Northwest has auto loan rates ranging from 4.89% to 9.89% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.29% and 7.99% , down from 30 days ago. Other vehicle loans have rates from 7.59% to 9.25% , also down compared to 30 days ago. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Lafayette's auto loan rates range from 5% to 8.5% APR today. This is up from the 7–and 30–day rates, which were both 5% to 6.25% . The 60–and 90–day rates stayed the same as those earlier periods.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

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