Howard County Credit Union | Rewards Credit Cards & Auto Loans

Introduction

At Howard County Education Federal Credit Union, established in 1953, our mission is to empower our members through exceptional financial services while fostering a strong sense of community. Located in Ellicott City, MD, we proudly serve not only the educational professionals but also the wider community, ensuring that everyone has access to the financial resources they need. Under the leadership of CEO Janet Oursler and Board President Kathy Owens-Wyatt, we prioritize a member-first approach, emphasizing trust and accessibility in all our operations.

As an NCUA-insured institution since July 30, 1971, we offer peace of mind along with modern banking tools designed to enhance your financial experience. Our online banking platform provides you with convenient access to your accounts anytime, anywhere, while our mobile application allows for seamless banking on the go. Enjoy person-to-person transfers for quick and easy transactions between friends or family and opt for e-statements to manage your finances efficiently. While we currently do not support mobile payments or electronic signature authorization, we remain committed to evolving our services to meet the needs of our valued members. For more information about us, visit our official website at https://www.hctafcu.org/ or reach us via fax at 4104614691. Join us today and experience the difference that a dedicated credit union can make in your financial journey.

Financial Services

At Howard County Education Federal Credit Union, we are dedicated to providing our members with a comprehensive range of financial services designed to meet their diverse needs. From personal banking solutions like checking and savings accounts to tailored auto loans and vehicle financing, we strive to be your trusted partner in achieving financial wellness. Our offerings extend to mortgage loans and refinancing options, ensuring that whether you're purchasing a new home or consolidating debt, you have the resources at your fingertips. For small businesses, our business banking solutions include merchant services and business loans, helping you thrive in today's competitive market.

In an era where convenience is paramount, we prioritize digital access for our members. With our online banking platform and mobile application, managing your finances has never been easier. Members can effortlessly conduct person-to-person transfers and utilize e-statements for quick access to account information. Although we currently do not offer mobile payments or electronic signatures, our commitment to providing robust online tools ensures that you can monitor your accounts anytime, anywhere. If you’re looking to explore membership eligibility or check rates for loans, feel free to visit or https://www.lendmesh.com/loans/vehicle_loans for more information. Our team is always available for personal support; don’t hesitate to reach out via fax at (410) 461-4691 if you have any questions or need assistance navigating your financial journey with us.

Financial Highlights

Howard County Education Federal Credit Union stands as a beacon of reliability and trust within the financial landscape, evidenced by our thriving community of members. With a Total Membership of 4,020, we have cultivated strong relationships built on mutual respect and service excellence. Our commitment to our members is reflected in our robust financial position, with Total Assets amounting to 25,205,255 and a Net Worth of 2,565,335. This solid foundation empowers us to offer competitive products and services tailored to meet the diverse needs of our community.

At Howard County Education, we prioritize transparency and integrity in all our operations. Our Total Deposits of 1,456,219 demonstrate the confidence that our members place in us as their financial partner. Additionally, with Total Loans and Leases reaching 1,523, we have successfully supported numerous individuals and families in achieving their financial goals, whether it’s buying a new home or financing a vehicle.

Our dedicated team of 7 employees is passionate about delivering personalized service, which is essential in fostering long-lasting relationships with our members. We take pride in maintaining an impressive Net Worth Ratio of 1,016, underscoring our commitment to financial stability and growth. Moreover, our Credit Card Loan Volume stands at 1,012, while we also cater to the growing demand for Auto Loans with a volume of 710.

As a member-focused institution, we recognize the importance of continuous improvement and innovation. While we do not currently engage in Commercial Loans, our focus remains on enhancing personal banking solutions that resonate with our members’ needs. We invite you to explore how Howard County Education Federal Credit Union can be your trusted ally on your financial journey.

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.

Howard County Education CU

Introduction

Financial Services

Financial Highlights

Branch services Offered States

Branch Details

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Services Offered

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