At Howard County Education Federal Credit Union, our mission is to empower our members through community-focused, member-first service across Maryland. Under the dedicated leadership of CEO Janet Oursler and Board President Kathy Owens-Wyatt, we strive to foster a financial institution that not only meets but exceeds the expectations of our members. We understand the importance of convenience in today’s fast-paced world, which is why we offer a suite of modern services designed to enhance your banking experience. Enjoy the ease of electronic signature authorization, e-statements, and mobile payments, along with a dedicated mobile app for on-the-go banking. Our online banking platform ensures you can manage your finances whenever and wherever you need, while person-to-person payment support makes transactions with friends and family seamless. Discover more about our offerings by visiting our official website at https://www.hctafcu.org/ or reach out to us via fax at 4104614691. Join us as we continue to serve and uplift our community!

At Howard County Education Federal Credit Union in Maryland, we offer a comprehensive range of financial services designed to meet the diverse needs of our members. Whether you're just starting out on your financial journey or looking to expand your investments, we provide everyday personal banking solutions that help you manage your finances with ease. Our checking and savings accounts come with features like e-statements for easy tracking, while our credit cards offer rewarding benefits to help you make the most of your purchases.

For those considering major life purchases, such as buying a home or financing a vehicle, our loan options are tailored to suit various situations. From mortgage loans and refinancing to auto loans and personal loans for debt consolidation, we strive to support your financial aspirations. Plus, our online and mobile banking platforms ensure that you can access your accounts anytime and anywhere. With features like person-to-person payments for easy money transfers and a user-friendly mobile application, managing your finances has never been more convenient.

We also recognize the importance of supporting local businesses in Maryland. Our business banking services include merchant services and business loans that empower entrepreneurs to thrive in their ventures. No matter what stage you're at in life or business, Howard County Education Federal Credit Union is here to provide accessible, flexible, and reliable financial solutions tailored just for you.

At Howard County Education Federal Credit Union in MD, becoming a member is not just easy; it's a step towards joining a community that prioritizes your financial well-being. We invite you to explore our membership eligibility at and discover how simple it is to open an account with us. Our core values of trust, community engagement, personalized service, and financial reliability shape every interaction we have with our members. Whether you’re looking for checking accounts, loans, or expert financial advice, our dedicated team is here to provide tailored solutions that meet your unique needs. With convenient online banking and a mobile application at your fingertips, managing your finances has never been more accessible. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . Join us today and experience the difference of being part of a credit union that truly cares!