Vehicle Loans in Philadelphia, PA

Searching for the best car loan APR in Philadelphia, PA? Compare offers from trusted lenders quickly and easily to find rates that fit your budget and get you behind the wheel sooner.

Whether you’re buying new or used, local lenders understand Philly drivers’ needs. Explore your options today and drive off with confidence, knowing you secured a great deal right here in Philadelphia.

NewUsed

Filters

Lender
APR
Term
Link
Info
bcu
2.89 - 6.44 %
3.1 - 7 Yrs
psfcu
2.99 - 5.99 %
1 - 7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
navyfederal
3.89 - 7.39 %
1 - 8 Yrs
sdfcu
3.99 %
3 - 7 Yrs
deltacommunitycu
3.99 - 15.79 %
0.1 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
freedomcu
3.99 - 5.24 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. Polish & Slavic's auto loans with APRs ranging from 2.99% to 6.75% , which have not changed in the past 7 or 30 days. Motorcycle loans have a fixed APR of 7% , remaining steady compared to 7 days ago and the 60–and 90–day periods. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.59% and 6.34% APR, also showing no change over the past 7 and 30 days.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Navy Federal Credit Union's auto loans range from 3.89% to 9.9% , with no change from 7 or 30 days ago. Motorcycle loans range from 7.45% to 10.05% APR and have stayed the same over the past 7 and 30 days. Recreational loans also show no change, with rates between 6.95% and 9.9% . State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, which have also stayed the same over the last month. Freedom's auto loan rates range from 3.99% to 9.49% APR today. These rates have shown no change compared to 7 and 30 days ago.

Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago.

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Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for the best car loan APR in Philadelphia, PA, it pays to keep exploring your options. LendMesh helps you compare offers from multiple lenders side by side, making it easier to spot better deals and lower rates. Taking the time to shop around can save you money and help you find a loan that fits your budget and goals—giving you peace of mind as you get ready to drive away.

To stay ahead in the Philly market, consider subscribing to LendMesh’s personalized alerts. Just set your target APR, whether it’s 4% or 5%, and we’ll notify you the moment rates fall below that number. You’ll also receive expert insights, rate trends, and curated loan offers delivered weekly or monthly—helping you make informed decisions without the hassle. Join thousands of smart borrowers in Philadelphia who trust LendMesh to catch the best opportunities first.

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