Student Loans in Philadelphia, PA

Looking for good student loan rates in Philadelphia, PA? Compare local loan offers designed to fit your budget and help you focus on what matters—your education. Finding the right loan can make college costs more manageable and stress-free.

Philadelphia students deserve options that understand their unique needs. Explore flexible repayment plans and competitive rates tailored to your goals, so you can invest in your future without leaving the city you call home.

NewRefinance

Filters

Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
americanheritagecu
1.95 - 17.64 %
∞
eriefcu
1.95 - 17.64 %
∞
psecu
1.95 - 17.64 %
∞
belco
2.08 - 17.64 %
∞
citadelbanking
2.08 - 17.64 %
∞
diamondcu
2.08 - 17.64 %
∞
patriotfcu
2.08 - 17.64 %
∞
fmfcu
2.09 - 3.49 %
∞
connexuscu
2.45 - 8.7 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. American Heritage's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (variable) APR is 3.75% to 14.46% , unchanged from 7 and 60 days ago but up from 30 days ago.

Erie has a Medical School Loan (fixed) with rates from 1.95% to 14.97% APR and a Bar Exam Loan (fixed) ranging from 7.01% to 15.26% APR. Both loans have no change in rates compared to 7 and 30 days ago. Pennsylvania State Employees' Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% a week ago.

Belco Community Credit Union's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 2.09% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.89% to 14.97% ninety days ago. Citadel's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , down from 2.39% to 17.49% 60 days ago and 2.89% to 17.49% 90 days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.29% to 14.97% 60 days ago. Both loans show lower minimum rates compared to two months ago.

Diamond's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , which is up from 2.89% to 17.49% 90 days ago but unchanged from 7 and 30 days ago. The Undergraduate student loan (variable) APR is 3.75% to 16.95% , unchanged from 7 and 60 days ago but up from 3.62% to 16.25% 90 days ago. Patriot's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 1.99% to 17.49% thirty days ago. The Medical school loan (variable) shows a range of 3.75% to 14.46% , unchanged from seven days ago but up from 3.62% to 14.33% thirty days ago.

Franklin Mint's private fixed student loan rate is 2.09% APR, unchanged from 7 and 30 days ago but down from 4.39% ninety days ago. The refinance fixed rate loan is 3.98% APR, steady from 7 and 30 days ago and lower than 60 days ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago.

🏦 Local Lenders in Philadelphia, PA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Philadelphia County, PA

✅ARDENT FEDERAL CREDIT UNION
✅S I PHILADELPHIA FEDERAL CREDIT UNION
✅FEDCHOICE FEDERAL CREDIT UNION
✅FRANKLIN MINT FEDERAL CREDIT UNION
✅PENN FEDERAL CREDIT UNION
✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
✅AMERICAN HERITAGE FEDERAL CREDIT UNION
✅TRUMARK FINANCIAL CREDIT UNION
✅PHILADELPHIA FEDERAL CREDIT UNION
✅POLICE FIRE CREDIT UNION
✅SERVICE STATION DEALERS FEDERAL CREDIT UNION
✅SUN 7064 CREDIT UNION
✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
✅UKRAINIAN SELFRELIANCE FEDERAL CREDIT UNION
✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
✅NEW LIFE FEDERAL CREDIT UNION
✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
✅MABC CREDIT UNION
✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

Compare other loan types in Philadelphia, PA

Why compare Student Loans in Philadelphia, PA on LendMesh

If you’re searching for good student loan rates in Philadelphia, PA, taking the time to compare multiple lenders can make a real difference in finding affordable options that fit your needs. LendMesh offers a straightforward way to explore various student loan offers side by side, helping you discover better deals without any pressure. Keep browsing and comparing to ensure you secure the best possible rate for your education journey.

Consider subscribing to LendMesh for personalized loan alerts tailored to your ideal interest rate. Just set your target—whether it’s 4% or 5%—and receive notifications when rates fall below your goal. You’ll also get expert insights, market trends, and carefully selected loan options sent weekly or monthly, helping Philadelphia students stay informed and ready to act on the best opportunities. Join a community of savvy borrowers making smarter choices with LendMesh.

Customers are also interested in:

Good Student Loan Rates