Vehicle Loans in Philadelphia, PA

Searching for the best car loan APR in Philadelphia, PA? Compare offers from trusted lenders quickly and easily to find rates that fit your budget and get you behind the wheel sooner.

Whether you’re buying new or used, local lenders understand Philly drivers’ needs. Explore your options today and drive off with confidence, knowing you secured a great deal right here in Philadelphia.

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Lender
APR
Term
Link
Info
psecu
4.69 - 11.89 %
0.1 - 8 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
diamondcu
4.89 - 5.45 %
6.1 - 7 Yrs
belco
4.99 %
fecca
4.99 - 7.24 %
3.1 - 7 Yrs
fmfcu
4.99 - 8.24 %
0.1 - 6 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Pennsylvania State Employees has auto loan rates ranging from 4.69% to 11.89% APR, which are up from 7 days ago. Recreational loan rates are between 6.99% and 7.49% APR and have increased since 7 and 30 days ago. Both loan types show no term specified. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.44% , which have not changed over the past 7 or 30 days. Recreational loans have rates between 6.59% and 10.49% , remaining steady compared to 7, 30, and 60 days ago. Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time.

Diamond has auto loan rates ranging from 4.89% to 5.45% APR and motorcycle loans between 5.99% and 6.99% APR. Unchanged compared to 7 and 30 days ago. Recreational vehicle loans are also available with rates from 10.49% to 11.79% APR, which remain steady over the same periods. Belco Community Credit Union has an auto loan rate of 4.99% APR, which is unchanged from 7 and 30 days ago. Motorcycle loans also have a 4.99% APR with no change over the same periods. Recreational vehicle loans range from 7.99% to 8.99% APR and have stayed steady compared to 7 and 30 days ago.

Fedex Employees Credit Association's auto loans with APRs ranging from 4.4% to 7.24% , which have not changed over the past 60 and 90 days. Motorcycle loan rates range from 6.29% to 10. Franklin Mint's vehicle loans with rates ranging from 4.99% to 8.24% for auto loans and 5.99% to 9.24% for motorcycle loans. Unchanged over the past 7, 30, or 90 days. Recreational loan rates also remain steady between 8.49% and 8.99% . Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days.

🏦 Local Lenders in Philadelphia, PA

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