Vehicle Loans in Philadelphia, PA

Looking for the best new vehicle loan rates in Philadelphia, PA? Compare offers from trusted lenders to find low rates and flexible terms that fit your budget. It’s simple to see your options side-by-side and choose the loan that helps you get behind the wheel faster.

Philadelphia drivers deserve loan options that work for them. Whether you’re buying new or refinancing, comparing local rates means you can save money and enjoy personalized service from lenders who understand the community. Start comparing today and drive away with confidence.

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Lender
APR
Term
Link
Info
fecca
4.4 - 6.99 %
3.1 - 7 Yrs
eriefcu
4.44 - 5.59 %
2.1 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
psecu
4.69 - 11.64 %
0.1 - 8 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
diamondcu
4.89 - 5.45 %
6.1 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Fedex Employees Credit Association's auto loans with APRs ranging from 4.4% to 7.24% , which have not changed over the past 60 and 90 days. Motorcycle loan rates range from 6.29% to 10. Erie has auto loan rates ranging from 4.44% to 6.35% APR, with no change in the past 7, 30, 60, or 90 days. Other loan rates are between 8.25% and 11.5% APR and have stayed the same over the last 7 and 90 days. University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago.

Pennsylvania State Employees has auto loan rates ranging from 4.69% to 11.89% APR, which are up from 7 days ago. Recreational loan rates are between 6.99% and 7.49% APR and have increased since 7 and 30 days ago. Both loan types show no term specified. Connexus's auto loans with APRs ranging from 4.69% to 6.44% , which have not changed over the past 7 or 30 days. Recreational loans have rates between 6.59% and 10.49% , remaining steady compared to 7, 30, and 60 days ago.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago. Affinity Plus's auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged over the past 7 or 30 days. Recreational vehicle loans range from 5.49% to 8.24% , also showing no change during this time.

Diamond has auto loan rates ranging from 4.89% to 5.45% APR and motorcycle loans between 5.99% and 6.99% APR. Unchanged compared to 7 and 30 days ago. Recreational vehicle loans are also available with rates from 10.49% to 11.79% APR, which remain steady over the same periods. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days.

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Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for the best new vehicle loan rates in Philadelphia, PA, it’s wise to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and more affordable options tailored to your needs. Taking a little extra time to shop around can make a big difference in the rate you secure and the overall cost of your loan.

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