Student Loans in Philadelphia, PA

Looking for the best student loan rates in Philadelphia, PA? We make it easy to compare local offers so you can find a plan that fits your budget and goals. Start your college journey with confidence knowing you’ve found the right loan for you.

Whether you’re a student or a parent, our friendly platform helps you explore flexible repayment options and competitive rates from trusted lenders in Philly. Take control of your education financing today and get personalized guidance every step of the way.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
americanheritagecu
1.95 - 17.64 %
∞
eriefcu
1.95 - 17.64 %
∞
psecu
1.95 - 17.64 %
∞
belco
2.08 - 17.64 %
∞
citadelbanking
2.08 - 17.64 %
∞
diamondcu
2.08 - 17.64 %
∞
patriotfcu
2.08 - 17.64 %
∞
fmfcu
2.09 - 3.49 %
∞
connexuscu
2.45 - 8.7 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. American Heritage's Medical school loan (fixed) has an APR range of 1.95% to 14.97% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. The Medical school loan (variable) APR is 3.75% to 14.46% , unchanged from 7 and 60 days ago but up from 30 days ago.

Erie has a Medical School Loan (fixed) with rates from 1.95% to 14.97% APR and a Bar Exam Loan (fixed) ranging from 7.01% to 15.26% APR. Both loans have no change in rates compared to 7 and 30 days ago. Pennsylvania State Employees' Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% a week ago.

Belco Community Credit Union's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 2.09% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.89% to 14.97% ninety days ago. Citadel's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , down from 2.39% to 17.49% 60 days ago and 2.89% to 17.49% 90 days ago. The Medical school loan (fixed) APR is 2.08% to 14.97% , down from 2.29% to 14.97% 60 days ago. Both loans show lower minimum rates compared to two months ago.

Diamond's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , which is up from 2.89% to 17.49% 90 days ago but unchanged from 7 and 30 days ago. The Undergraduate student loan (variable) APR is 3.75% to 16.95% , unchanged from 7 and 60 days ago but up from 3.62% to 16.25% 90 days ago. Patriot's Undergraduate student loan (fixed) has an APR range of 2.08% to 17.49% , up from 1.95% to 17.49% seven days ago but down from 1.99% to 17.49% thirty days ago. The Medical school loan (variable) shows a range of 3.75% to 14.46% , unchanged from seven days ago but up from 3.62% to 14.33% thirty days ago.

Franklin Mint's private fixed student loan rate is 2.09% APR, unchanged from 7 and 30 days ago but down from 4.39% ninety days ago. The refinance fixed rate loan is 3.98% APR, steady from 7 and 30 days ago and lower than 60 days ago. Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago.

🏦 Local Lenders in Philadelphia, PA

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🏘️ All the Lenders Available in Philadelphia County, PA

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✅UNIVERSITY OF PENNSYLVANIA STUDENTS FEDERAL CREDIT UNION
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✅ASBESTOS WORKERS LOCAL 14 FEDERAL CREDIT UNION
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✅WAYLAND TEMPLE BAPTIST FEDERAL CREDIT UNION
✅DEMOCRACY FEDERAL CREDIT UNION
✅PAPER CONVERTERS LOCAL 2861034 CREDIT UNION
✅PINN MEMORIAL FEDERAL CREDIT UNION
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✅TRANSIT WORKERS FEDERAL CREDIT UNION
✅FREEDOM 60275 CREDIT UNION
✅EVERENCE FEDERAL CREDIT UNION
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✅RELIANCE 4120 CREDIT UNION
✅ADVANTAGE FINANCIAL FEDERAL CREDIT UNION
✅NORTHWOOD FEDERAL CREDIT UNION
✅PHILADELPHIA LETTER CARRIERS FEDERAL CREDIT UNION
✅MOUNT CARMEL BAPTIST FEDERAL CREDIT UNION
✅HOLY TRINITY BAPTIST FEDERAL CREDIT UNION
✅PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
✅EAGLE ONE FEDERAL CREDIT UNION
✅AMERICAN AIRLINES FEDERAL CREDIT UNION

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