Vehicle Loans in Philadelphia, PA

Looking for the best APR rates on car loans in Philadelphia, PA? Compare offers from local credit unions and banks to find a loan that fits your budget and gets you behind the wheel faster. It’s simple, transparent, and tailored just for you.

Philadelphia drivers trust community lenders who offer low rates and quick approvals. By comparing vehicle loan options, you can save money and enjoy personalized service that understands your needs. Start your search today and drive away with confidence.

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Lender
APR
Term
Link
Info
bcu
2.89 - 6.44 %
3.1 - 7 Yrs
psfcu
2.99 - 5.99 %
1 - 7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
navyfederal
3.89 - 7.39 %
1 - 8 Yrs
sdfcu
3.99 %
3 - 7 Yrs
deltacommunitycu
3.99 - 15.79 %
0.1 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
freedomcu
3.99 - 5.24 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. Polish & Slavic's auto loans with APRs ranging from 2.99% to 6.75% , which have not changed in the past 7 or 30 days. Motorcycle loans have a fixed APR of 7% , remaining steady compared to 7 days ago and the 60–and 90–day periods. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.59% and 6.34% APR, also showing no change over the past 7 and 30 days.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Navy Federal Credit Union's auto loans range from 3.89% to 9.9% , with no change from 7 or 30 days ago. Motorcycle loans range from 7.45% to 10.05% APR and have stayed the same over the past 7 and 30 days. Recreational loans also show no change, with rates between 6.95% and 9.9% . State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, which have also stayed the same over the last month. Freedom's auto loan rates range from 3.99% to 9.49% APR today. These rates have shown no change compared to 7 and 30 days ago.

Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago.

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Why compare Vehicle Loans in Philadelphia, PA on LendMesh

If you’re searching for the best APR rates for car loans in Philadelphia, PA, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and find options that fit your budget without pressure. With LendMesh, you can easily review rates from trusted banks and credit unions, giving you the freedom to choose the loan that works best for your car purchase.

Stay informed by subscribing to LendMesh’s personalized alerts tailored for Philadelphia car buyers. Simply set your target APR, and we’ll notify you when offers drop below that rate. You’ll also receive expert insights, market trends, and curated loan deals weekly or monthly—helping you stay ahead and secure the best financing for your next vehicle. Join thousands of savvy borrowers who trust LendMesh to make car loan shopping smarter and simpler.

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