Auto Loans in Johnstown, PA 15905

Searching for a personal loan to buy a car in Johnstown, PA? Compare local loan offers quickly to find the best rates and terms that fit your budget. It’s easy to see which option helps you drive away with confidence.

Local credit unions and banks know our community and offer friendly service, fast approvals, and competitive rates. Take a moment to compare your choices and get behind the wheel faster, knowing you made a smart financial decision.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

2.99 - 5.99 %

1 - 7 Yrs

∞

3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

3.99 - 5.24 %

0.1 - 7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.24 - 5.49 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Polish & Slavic's auto loans with rates ranging from 2.99% to 6.75% APR, which have not changed in the past 90 days. Motorcycle loans have rates between 7% and 7.5% APR, showing no change over 30 and 60 days. Recreational loans range from 6.25% to 7.25% APR and have also stayed the same during that time. American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods. Freedom's auto loan rates range from 3.99% to 9.49% APR today. These rates have shown no change compared to 7 and 30 days ago.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

🏦 Local Lenders in Johnstown, PA

MERHO FEDERAL CREDIT UNION — 15 IRENE ST JOHNSTOWN PA 15905
JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION — 738 VIEWMONT AVE JOHNSTOWN PA 15905
HEALTHCARE FIRST CREDIT UNION CREDIT UNION — 1152 FRANKLIN ST JOHNSTOWN PA 15905
PRR SOUTH FORK FEDERAL CREDIT UNION — 307 STATE ST JOHNSTOWN PA 15905

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Cambria County, PA

✅GAP CREDIT UNION

✅FRANKLIN JOHNSTOWN FEDERAL CREDIT UNION

✅CBW SCHOOLS CREDIT UNION

✅USSCO JOHNSTOWN FEDERAL CREDIT UNION

✅MERHO FEDERAL CREDIT UNION

✅JOHNSTOWN SCHOOL EMPLOYEES FEDERAL CREDIT UNION

✅HEALTHCARE FIRST CREDIT UNION CREDIT UNION

✅PRR SOUTH FORK FEDERAL CREDIT UNION

Compare other loan types in Johnstown, PA

Why compare Vehicle Loans in Johnstown, PA on LendMesh

If you’re searching for a personal loan for your car purchase in Johnstown, PA, it pays to keep exploring your options. LendMesh helps you compare offers from multiple lenders, giving you the chance to find better rates and terms that fit your budget. Taking a little extra time to shop around can lead to significant savings and a smoother ride into your next vehicle.

Stay ahead in the Johnstown loan market by subscribing to LendMesh alerts. Simply set your ideal interest rate, and we’ll notify you as soon as loans drop below that number. You’ll also receive regular updates with expert tips, market trends, and curated loan deals—all designed to help you secure the best financing for your car purchase. Join thousands of smart borrowers who trust LendMesh to keep them informed and ready to act.