Welcome to gap, where we have proudly served our members since 1937. Headquartered in the heart of Johnstown, PA, we are dedicated to empowering our community through reliable financial services and a member-first approach. Our mission, led by CEO Diane Lopez and Board President Wendy Hudak, is to provide accessible banking solutions while fostering a sense of belonging among our members, including military personnel and their families. With our NCUA insurance effective from 1/4/1971 0:00, you can trust that your deposits are secure with us.

At gap, we understand the importance of modern banking tools in today’s fast-paced world. That’s why we offer a suite of innovative features such as Online Banking, a user-friendly Mobile App, and convenient P2P Transfers, making it easier than ever for you to manage your finances on-the-go. We also provide E-Statements and Mobile Payments for added convenience, though we currently do not support E-signature Authorization. Our commitment to service excellence ensures that whether you're visiting us online or at one of our branches, you’ll find the support you need. For more information, visit our official website at https://www.gapfcu.org/ or reach out via fax at (814) 535-2175. Join us at gap, where your financial well-being is our top priority.

At G.a.p. Federal Credit Union, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members. Whether you're looking for personal banking solutions such as checking and savings accounts, or you’re ready to finance your next vehicle with our auto loans and vehicle financing options, we have you covered. Our mortgage loans and refinancing opportunities provide pathways for homeownership and stability. For small business owners, our business banking services include merchant services and business loans tailored to help you grow and thrive in today's competitive market. We also offer credit cards with rewards that can enhance your purchasing power while providing flexibility in managing expenses.

In today’s fast-paced world, we understand the importance of convenience and accessibility in banking. That’s why G.a.p. Federal Credit Union provides robust digital tools such as online banking and a mobile application that enable you to manage your finances anytime, anywhere. With features like person-to-person transfers, mobile payments, and e-statements, accessing your accounts and making transactions is seamless and efficient. For those planning life milestones or simply managing day-to-day expenses, our user-friendly services are here to support you every step of the way. Membership at G.a.p. is open to those who meet specific eligibility criteria, which you can explore further at https://www.gapfcu.org/field-of-membership/ . If you're considering loans or want to compare rates, our loan aggregator service at https://www.lendmesh.com/loans/personal_loans can help you find the best options available.

For personalized assistance or more information about how we can help you achieve your financial goals, feel free to reach out via fax at (814) 535-2175. At G.a.p., we're committed to empowering our members with the resources they need for success in their financial journeys.

G.a.p. Federal Credit Union stands as a beacon of trust and financial stability in the community, proudly serving a growing membership base that currently stands at 6,463. With total assets amounting to 71,353,076, G.a.p. demonstrates its robust financial health, underscoring its commitment to sound management and member service excellence. The credit union's net worth of 9,186,740 reflects its solid foundation, which is further supported by a net income of 1,037,586, showcasing a sustainable growth model that prioritizes the needs of its members.

The institution's total deposits reach an impressive 4,647,892, illustrating the confidence that members place in G.a.p. as their financial partner. This trust is mirrored in the credit union's capacity to lend, with total loans and leases amounting to 3,980, providing essential support for personal and business endeavors alike. Employing a dedicated team of 18 professionals, G.a.p. emphasizes personalized service and community engagement, ensuring that every member receives the attention they deserve.

A key indicator of financial strength is the net worth ratio, currently at 1,288, which positions G.a.p. favorably among peers while reinforcing its ability to navigate market fluctuations effectively. The credit card loan volume stands at 931, alongside an auto loan volume of 974, highlighting the diverse range of products designed to meet member needs across various financial landscapes.

Moreover, G.a.p.'s transparent operations are bolstered by insights sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . This dedication to transparency not only fosters trust but also empowers members with knowledge about their financial choices.

As you consider your financial future, we invite you to explore the array of options available through G.a.p. Federal Credit Union. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates tailored for your needs.