G.A.P. FEDERAL CREDIT UNION

Welcome to G.a.p., your trusted financial partner nestled in the heart of Johnstown, PA at 111 Franklin St Rm 224, Johnstown, PA 15901. Established in 1937, we have been proudly serving our community for over 85 years, building a strong relationship with our 6,463 members. With a commitment to providing personalized banking solutions, we offer a wide range of services designed to meet your unique financial needs. At G.a.p., we understand that every dollar counts. That's why our total assets stand at an impressive $71,353,076, with total deposits reaching $4,647,892. Our focus on member satisfaction has allowed us to extend over 3,980 loans and leases, ensuring that you have access to the funds you need when you need them. Led by our dedicated CEO, Diane Lopez, and Board President, Wendy Hudak, our team of 18 employees is here to support you every step of the way. Whether you're looking for checking and savings accounts or considering an auto loan or mortgage refinancing, we're here to help you navigate your financial journey with confidence. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 111 Franklin St Rm 224, Johnstown, PA 15901. We invite you to explore our website at gapfcu.org for more information about membership eligibility and how we can assist you further. Discover the G.a.p. difference today! Give us a call at 814-535-4165 or stop by our branch during business hours Monday through Friday from 8:00 AM to 4:30 PM (closing at 3:30 PM on Tuesdays). We're excited to serve you and help you achieve your financial goals!

Welcome to G.a.p., a proud member of the Johnstown community in Pennsylvania. Established in 1937, G.a.p. has grown from a small credit union into a vital financial institution serving over 6,463 members with total assets exceeding $71 million. Our journey began with a simple mission: to provide accessible and affordable financial services while fostering a spirit of cooperation and mutual support among our members. Located at 111 Franklin St Rm 224, Johnstown, PA 15901, our branch is not just a place for transactions; it is a hub for community engagement and empowerment. Over the decades, G.a.p. has adapted to the changing needs of its members, continually expanding our services to include personal banking, auto loans, mortgages, credit cards, and business banking solutions. We are dedicated to ensuring that every member can achieve their financial goals through personalized service and innovative solutions. Our mission statement reflects our commitment to both financial success and community support. At G.a.p., we aim to enhance the quality of life for our members by offering reliable financial services while actively participating in local outreach initiatives. We believe that when our members succeed, so does the community. While members can visit us at our main branch location, official correspondence should be sent to the same address: 111 Franklin St Rm 224, Johnstown, PA 15901. Our dedicated team is here during regular operating hours Monday through Friday from 8:00 AM to 4:30 PM (closing at 3:30 PM on Tuesdays) to assist you with your banking needs. G.a.p. also values digital accessibility and customer convenience. We have embraced online and mobile banking platforms to ensure that our members can manage their accounts anytime and anywhere. Though we currently do not offer ATM or drive-thru services, we are committed to providing top-notch personal service within our lobby. As we look ahead, G.a.p. remains focused on building strong partnerships within the community and enhancing our outreach efforts. Whether it's through financial education programs or local sponsorships, we strive to make a positive impact in Johnstown. Join us today at G.a.p., where your membership means more than just banking; it means being part of a family that cares deeply about your success and the well-being of our community. Experience firsthand how we can help you achieve your financial dreams! For more information or to become a member, call us at (814) 535-4165 or visit our website at gapfcu.org.

At G.a.p., we believe that everyone deserves access to friendly financial services, and becoming a member is your first step into our supportive community. If you live, work, worship, or attend school in Cambria County, you're likely eligible to join us! We welcome individuals from all walks of life who are looking for a place that prioritizes their financial well-being. With membership at G.a.p., you'll enjoy personalized service and competitive rates on products like auto loans, savings accounts, and much more. Getting started is easy! To find out the specific eligibility requirements, visit our eligibility page. When you're ready to open an account, you can conveniently apply online through our account opening page. If you have any questions or need assistance, feel free to give us a call at (814) 535-4165. We can't wait to welcome you into the G.a.p. family at our branch located at 111 Franklin St Rm 224 Johnstown Pa 15901!

At G.a.p., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining a strong financial foundation that empowers us to serve you better, allowing you to focus on your financial goals with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $9,186,740, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1288 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,227,420 in share certificates and $7,322,731 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,473,134 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $35,536,006 in total loans and leases. Our operational efficiency is reflected in our net income of $1,037,586, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 12,782, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, G.a.p. is your trusted partner. Visit us at 111 Franklin St Rm 224 Johnstown PA 15901 or call 814-535-4165 to learn more about how we can help you achieve your financial goals.