G.A.P. FEDERAL CREDIT UNION

Welcome to G.a.p., your trusted partner in financial well-being located at 1342 William Penn Ave, Johnstown, PA 15906. Since our establishment in 1937, we have dedicated ourselves to serving our community with commitment and care. With a total membership of 6,463, we pride ourselves on being more than just a credit union; we are a family that supports each other's dreams and financial goals. At G.a.p., we understand that financial decisions can be daunting. That's why our expert team, led by CEO Diane Lopez and Board President Wendy Hudak, is here to guide you every step of the way. Our members benefit from a solid foundation, reflected in our impressive total assets of $71,353,076 and total deposits amounting to $4,647,892. We also manage a diverse portfolio with over 3,980 loans and leases tailored to meet your individual needs. While you can visit us at our branch for personalized service, please note that official correspondence should be sent directly to the same address. Our community impact is significant we're committed to supporting local growth through our various banking services which include auto loans, mortgages, personal loans, and more. Feel free to reach out to us at 814-535-5523 or explore more about our offerings on our website here. Join us today and experience the G.a.p. difference! Your financial journey starts here!

At G.a.p., we take pride in our rich legacy of serving the Johnstown community. Established in 1937, our branch has been a steadfast financial partner for generations. Located at 1342 William Penn Ave, Johnstown, PA 15906, we are more than just a credit union; we are a part of the community fabric, dedicated to fostering financial well-being and supporting local initiatives. From our humble beginnings, G.a.p. has grown significantly over the years. Today, we proudly serve over 6,463 members and manage total assets of $71,353,076. This growth is a testament to our commitment to providing quality financial services tailored to the needs of our members. Our journey is marked by milestones that reflect our dedication to innovation and excellence in customer service. Our mission is clear: to empower our members through accessible financial services while actively contributing to the community's growth. We believe in building lasting relationships with our members, offering everything from personal banking and auto loans to business financing options. We strive to ensure that every member feels valued and supported on their financial journey. While members can visit us at our physical location on William Penn Ave, official correspondence should be sent to the same address as we do not have a separate mailing address. We encourage you to reach out during our lobby hours on Mondays and Wednesdays from 10:30 AM to 1:00 PM. G.a.p. embraces modern advancements in banking as well. Our online and mobile banking services allow you to manage your finances conveniently from anywhere at any time. This commitment extends beyond convenience; it includes ensuring that all digital platforms are user-friendly and accessible to everyone. Community outreach is at the heart of what we do. We actively engage with local organizations and participate in events that uplift our neighborhoods. By collaborating with schools and charities, we aim not only to provide financial support but also to inspire positive change throughout Johnstown. As we look forward, G.a.p. remains committed to being your trusted partner in financial success. Whether you're looking for a loan or wanting assistance with your savings goals, we're here for you every step of the way. Join us today and experience firsthand the benefits of membership at G.a.p., where your financial health matters most! For more information or if you have any questions, please don't hesitate to call us at 814-535-5523 or visit our website at gapfcu.org. Together, let's build a brighter financial future!

At G.a.p., we believe that becoming a member is like joining a warm and welcoming family where your financial well-being is our top priority. If you're interested in joining us at our branch located at 1342 William Penn Ave, Johnstown, PA 15906, you'll find that the process is straightforward and inclusive. Membership is open to individuals who live, work, worship, or attend school in certain areas of Cambria County, as well as immediate family members of current members. This means if you have a connection to our community, you're likely eligible to join us! Once you know you're eligible, opening an account is easy! You can start your journey towards financial empowerment by visiting our website for the application details at https://www.gapfcu.org/apply-to-be-a-member/ . If you have any questions along the way, don't hesitate to reach out to us at 814-535-5523. For more specific eligibility information, feel free to check out https://www.gapfcu.org/field-of-membership/ . We can't wait to welcome you into the G.a.p. family!

At G.a.p., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to maintaining strong financial health, we are dedicated to providing you with the best service possible. With a net worth of $9,186,740, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,288 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,227,420 in share certificates and $7,322,731 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,473,134 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $487 in used auto loans and $35,536,006 in total loans and leases. Our operational efficiency is reflected in our $1,037,586, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 12,782, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, G.a.p. is your trusted partner. Visit us at 1342 William Penn Ave Johnstown Pa 15906 or call (814) 535-5523 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.