G.A.P. FEDERAL CREDIT UNION

Welcome to G.a.p., your trusted financial partner located at 194 Donald Ln Ste 3, Johnstown, PA 15904. Established in 1937, we have proudly served our community for over 85 years, cultivating a strong sense of belonging among our 6,463 members. As a member-focused credit union, we aim to provide not just financial services but also a supportive environment that fosters growth and stability. At G.a.p., we recognize the importance of your hard-earned money. With total assets reaching an impressive $71,353,076 and total deposits of $4,647,892, we are committed to managing your finances with care. Our net worth stands at $9,186,740, showcasing our stability and reliability as a financial institution. We also maintain a healthy cash reserve of $542,834, ensuring that we can meet your needs whenever you require assistance. Under the leadership of our dedicated CEO, Diane Lopez, and Board President, Wendy Hudak, our team of 18 employees is here to guide you through various financial products tailored to your needs whether it's personal banking, auto loans, or mortgage refinancing. With over 3,980 loans and leases offered, we strive to make financing accessible for everyone in our community. While members can visit us at our branch for all their banking needs including basic drive-thru services official correspondence should be sent to our mailing address: 194 Donald Lane Suite 3, Johnstown, PA 15904. We invite you to explore how G.a.p. can support your financial journey. Feel free to call us at 814-266-8446 or visit our website at www.gapfcu.org for more information on how to become a member or access our wide range of services. Your financial well-being is our priority!

The story of G.a.p. in Johnstown, PA, is one of community and commitment that dates back to 1937. Since opening our doors, we have evolved from a small credit union into a trusted financial partner for over 6,463 members. Our branch is conveniently located at 194 Donald Ln Ste 3, just a stone's throw away from the scenic Conemaugh River and the vibrant local shops that make our community unique. G.a.p. was founded with a clear mission: to provide accessible financial services while nurturing the well-being of our members and the community at large. Our goal is not just about numbers currently, we proudly manage total assets of $71,353,076 but about building relationships and supporting each other through life's milestones. Over the years, we've embraced new technologies to better serve our members. We offer online banking and mobile payment options for convenience and accessibility. While we currently do not have ATM availability, our drive-thru service allows for quick transactions without leaving your car. We're committed to ensuring that everyone has access to basic banking services, which is why we focus on personal banking products like checking and savings accounts, auto loans, mortgage financing, and more. Our mission extends beyond financial services; we strive to make a positive impact in Johnstown through various outreach programs and partnerships. We believe that by investing in our community, we can help create a brighter future for everyone. At G.a.p., we understand that every member's journey is different, which is why we pride ourselves on offering personalized support tailored to your needs. Whether you are looking to open a new account or seeking advice on loans and mortgages, our friendly team is here to help. While members can visit us at 194 Donald Ln Ste 3 for all their banking needs, official correspondence should be sent to our mailing address at 194 Donald Lane Suite 3, Johnstown, PA 15904. We invite you to join the G.a.p. family today! Experience firsthand how we can assist you in achieving your financial goals while being part of a community that cares. For more information or to become a member, give us a call at 814-266-8446 or visit us online at gapfcu.org. Together, let's build a secure financial future!

At G.a.p., we believe that everyone deserves a financial partner who truly cares. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Cambria County, PA, you are eligible to join our community. We also encourage family members of existing members to sign up, creating an even stronger bond within our cooperative. Joining G.a.p. not only gives you access to our array of financial services but also places you among a supportive network that prioritizes your financial well-being. To learn more about the specific eligibility criteria and how you can become part of our family, please visit our eligibility page. When you're ready to open an account, it's just as simple check out this link for step-by-step instructions. If you have any questions or need assistance, feel free to reach out to us at 814-266-8446. We're here to help you every step of the way at our branch located at 194 Donald Ln Ste 3, Johnstown, PA 15904.

At G.a.p., we understand that managing your finances should be as easy and secure as possible. Our digital and online banking services are designed to give you the freedom to handle your banking needs anytime, anywhere. With just a few clicks or taps, you can access your accounts and perform transactions with confidence. One of the standout features is our comprehensive online banking platform, which you can explore at https://www.gapfcu.org/ . This service provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills whenever it suits you. And if you're on the go, our mobile application makes banking even more convenient. You can download it to manage your finances right from your smartphone. We know that security is a top priority for our members. That's why we ensure safe online transactions and offer features like electronic statements for easy tracking of your finances no need to worry about paper clutter! While we don't currently support electronic signature authorization, you can still enjoy peace of mind knowing that your information is protected through robust security measures. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends or family in just a few simple steps. Plus, with mobile payments enabled, making purchases has never been easier just tap and go! Managing your accounts has never been more accessible or user-friendly. Join us at G.a.p. today and experience the convenience of modern banking designed with you in mind!

At G.a.p., financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on being a dependable partner in your financial journey, showcasing our strength through robust financial metrics. With a net worth of $9,186,740, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1288 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,227,420 in share certificates and $7,322,731 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $7,473,134 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is noteworthy; we support our members' financial goals with $35,536,006 in total loans and leases and have issued 487 used auto loans. Our operational efficiency shines through with a net income of $1,037,586, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. In total, we manage 12,782 share accounts, reflecting a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, which allows us to focus on providing quality services rather than borrowing from external sources. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, G.a.p. is your trusted partner. Visit us at 194 Donald Ln Ste 3 Johnstown Pa 15904 or call 814-266-8446 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At G.a.p., we understand that everyone has different financial needs, whether it's buying a new car, securing a mortgage, or managing daily expenses. That's why we offer a range of loan products designed to help you achieve your financial goals. With over 3980 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly attractive for those looking to hit the road in style. Currently, we have issued $6,648,277 in used vehicle loans and $10,674,086 in new vehicle loans. This means you can benefit from some of the lowest rates in the industry when purchasing your next vehicle. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $7,475,813, which make buying or refinancing simple and accessible. If you're considering refinancing your current mortgage or exploring eligibility options, our team is here to assist you every step of the way. For those who need flexible financing options for everyday expenses or unexpected costs, we also provide unsecured credit card loans with a total of $2,145,440 helping members manage their finances effectively. These loans come with flexible terms tailored to fit your budget. If you're a business owner seeking capital for growth, while we currently do not have outstanding commercial loans available, we encourage you to explore our personal and auto loan offerings that can support your business endeavors indirectly. At G.a.p., we pride ourselves on delivering personalized service and support. Whether you're interested in an auto loan, mortgage option, or unsecured credit card loan, our team is ready to help you find the right solution for your needs. Feel free to contact us at 814-266-8446 or visit us at our branch located at 194 Donald Ln Ste 3 Johnstown Pa 15904 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help consumers navigate their options with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users can trust the offers they see on LendMesh, as they are based on transparent criteria. One of the key benefits of using LendMesh is Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the process. Additionally, LendMesh prioritizes fairness by offering No Sponsored Listings; lenders are not ranked based on paid promotions, allowing users to access truly unbiased results. With Real-Time Rate Comparisons, consumers can view up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in aiding users to secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*