Vehicle Loans in Elmira, NY

Searching for the best car finance deals in Elmira, NY? Compare offers from trusted local lenders to find low rates and flexible terms that fit your budget. Whether buying new or used, you’ll get quick approvals and personalized support every step of the way.

Elmira drivers deserve easy, affordable access to the vehicle they want. Use our simple comparison tool to see all your loan options side by side—helping you save money and drive away with confidence today.

NewUsed

Filters

Lender
APR
Term
Link
Info
psfcu
2.99 - 5.99 %
1 - 7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
sunmark
3.74 - 5.49 %
2 - 7 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
sdfcu
3.99 %
3 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
broadviewfcu
4.24 - 4.99 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Polish & Slavic's auto loans with rates ranging from 2.99% to 6.75% APR, which have not changed in the past 90 days. Motorcycle loans have rates between 7% and 7.5% APR, showing no change over 30 and 60 days. Recreational loans range from 6.25% to 7.25% APR and have also stayed the same during that time. American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago. Sunmark's auto loan rates range from 3.74% to 5.49% APR today, which is down from 7 and 30 days ago. Recreational loan rates stay the same at 8.24% to 10.24% APR over the past 7 and 30 days.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Broadview's auto loan rates range from 4.24% to 8.24% APR today, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loan rates are 6.24% APR and have stayed the same over the past 7 and 30 days.

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