At solutions, we pride ourselves on our long-standing commitment to serving our community since our establishment in 1952. Headquartered in the heart of Elmira, NY, we are dedicated to empowering our members with accessible financial solutions tailored to meet their unique needs. Under the leadership of CEO Thomas Wood and Board President Anthony Deguglielmo, we strive to foster a member-first approach, ensuring that every individual feels valued and supported on their financial journey.

As a federally insured institution since 1/4/1971 0:00, we prioritize the safety and security of our members' assets. Our modern banking tools, including convenient online banking services, person-to-person transfers, and e-statements, reflect our commitment to innovation and accessibility. While we do not currently offer a mobile app or mobile payment options, our dedication to providing exceptional service remains unwavering. For more information about how we can assist you, please visit our official website at https://www.solutionscu.org/ or reach out via fax at (607) 734-6757. Join us in experiencing the trust and reliability that define solutions as your go-to financial partner.

At solutions, we understand that financial needs vary from person to person, which is why we offer a comprehensive range of services designed to cater to our members' diverse banking requirements. Whether you're looking for personal banking solutions such as Checking and Savings Accounts, Auto Loans, or Mortgage Financing, or if you’re a small business owner in need of Business Banking services like Merchant Services and Business Loans, we've got you covered. Our competitive offerings also include Credit Cards with Rewards and Personal Loans for Debt Consolidation, all aimed at helping you manage your everyday finances while planning for significant life milestones.

In today's digital world, convenience is key, and that’s why we provide seamless access to Online Banking, allowing you to manage your accounts anytime, anywhere. Although we currently do not have a Mobile App or Mobile Payments feature, our Person-to-Person Transfers and E-Statements simplify transactions and keep you informed on your financial activities. For those interested in exploring membership options or checking loan rates, our eligibility criteria can be found at http://solutionscu.org/membership/become-member , while comparing loans made easy via https://www.lendmesh.com/loans/personal_loans . If you have any questions or need personalized support, feel free to reach out to us at (607) 734-6757; our dedicated team is here to help you navigate your financial journey with confidence.

Solutions Credit Union stands as a trusted financial partner in the community, exemplifying reliability and stability since its establishment in 1952. With a total membership of 3,524, it has cultivated a strong sense of community trust and loyalty. Our commitment to our members is reflected in our impressive total assets, which amount to 39,097,567, underscoring our robust financial health and capability to serve diverse financial needs.

The credit union’s net worth of 4,531,688 further emphasizes its soundness, showcasing our dedication to maintaining a secure environment for your savings and investments. Despite the challenges faced by many institutions today, we have maintained a positive net income of 0, ensuring that we can continue to invest in innovative services that benefit our members.

Our total deposits stand at 704,732, demonstrating the confidence our members place in us for their banking needs. Additionally, with a total of 1,488 loans and leases, we are committed to facilitating financial growth through personal loans, auto financing, and more. Employing a team of just 7 dedicated professionals, we pride ourselves on providing personalized service that larger institutions often overlook.

Moreover, with a commendable net worth ratio of 1,159, we ensure that our members' investments are protected while also fostering growth opportunities. Our credit card loan volume currently sits at 578 and auto loan volume at 388, reflecting our ability to cater to various borrowing needs effectively.

As your local credit union in New York, we are not just about numbers; we focus on building lasting relationships grounded in transparency and trust. We invite you to explore how Solutions Credit Union can be an integral part of your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

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