Vehicle Loans in Worcester, MA

Looking for the lowest interest rate on a car loan in Worcester, MA? Compare offers from local lenders to find the best deal that fits your budget and gets you behind the wheel faster. It’s simple, quick, and designed with your needs in mind.

Worcester drivers deserve easy, affordable financing without the hassle. By comparing rates side-by-side, you can save money and enjoy personalized service from trusted lenders who know the community. Start exploring your car loan options today and drive away with confidence.

NewUsed

Filters

Lender
APR
Term
Link
Info
mvcu
4.74 - 8.84 %
3.1 - 7.2 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
jdcu
4.99 - 5.99 %
3 - 7 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
scucu
4.99 - 6.99 %
5.3 - 6.2 Yrs
∞
nescfcu
4.99 - 6.99 %
7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
usalliance
5.24 - 6.99 %
3.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Merrimack Valley's auto loans with APRs ranging from 4.74% to 8.84% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.84% and 9.84% , which are steady compared to 7 days ago but up from 30 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Jeanne D'Arc's auto loans with an APR range of 4.99% to 5.99% . These rates have shown no change compared to 7 and 30 days ago. The rates have also remained steady over the past 60 and 90 days. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Sharon & Crescent United's auto loans with an APR range of 4.99% to 6.99% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady over the past three months.

Nesc Credit Union's auto loans with APRs ranging from 4.99% to 6.99% and recreational loans with rates between 6.99% and 7.99% . Unchanged compared to 7 or 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Usalliance vehicle loans range from 5.24% to 6.99% for auto loans. These rates show no change compared to 7 and 30 days ago. The terms remain steady with no variation in the past 90 days.

🏦 Local Lenders in Worcester, MA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Worcester County, MA

✅WORKERS FEDERAL CREDIT UNION
✅ATHOL CREDIT UNION
✅HANSCOM FEDERAL CREDIT UNION
✅GFA FEDERAL CREDIT UNION
✅DIGITAL FEDERAL CREDIT UNION
✅IC CREDIT UNION
✅WEBSTER FIRST FEDERAL CREDIT UNION
✅LEOMINSTER CREDIT UNION
✅MILLBURY FEDERAL CREDIT UNION
✅SOUTHBRIDGE CREDIT UNION
✅CENTRAL ONE FEDERAL CREDIT UNION
✅LEOMINSTER EMPLOYEES FEDERAL CREDIT UNION
✅ST MARYS CREDIT UNION
✅HOMEFIELD CREDIT UNION
✅SHREWSBURY FEDERAL CREDIT UNION
✅UMASSFIVE COLLEGE FEDERAL CREDIT UNION
✅WORCESTER FIRE DEPT CREDIT UNION
✅WORCESTER POLICE DEPARTMENT FEDERAL CREDIT UNION
✅WORCESTER CREDIT UNION
✅ALLCOM CREDIT UNION

Compare other loan types in Worcester, MA

Why compare Vehicle Loans in Worcester, MA on LendMesh

If you’re in Worcester, MA, searching for the lowest interest rate for a car loan, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and save money. With a range of trusted banks and credit unions in one place, it’s easier to find the right loan tailored to your needs without feeling rushed or overwhelmed.

Consider subscribing to LendMesh for personalized alerts that match your ideal rate—whether that’s 4%, 5%, or another target. You’ll receive timely notifications the moment offers dip below your threshold, plus weekly or monthly updates featuring expert insights, rate trends, and carefully selected loan options. Join many Worcester car buyers who rely on LendMesh to stay informed and secure the best financing available.

Customers are also interested in:

The Lowest Interest Rate For Car Loan