Student Loans in Grand Rapids, MI

Looking for fixed student loan rates in Grand Rapids, MI? Compare local offers easily to find affordable options that fit your budget and goals. Our community-backed lenders provide clear terms and friendly support to help you invest in your education with confidence.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Community Choice s fixed Graduate school loans with APRs ranging from 2.89% to 14.99% , unchanged from both 7 and 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also steady compared to 7 and 30 days prior.

Credit Union 1 has a Medical school loan (fixed) with rates from 2.89% to 14.98% APR and an Undergraduate student loan (variable) ranging from 4.37% to 16.99% APR. These rates are unchanged from 7 and 30 days ago. Dort Financial has a Medical school loan (fixed) with an APR range of 2.89% to 14.98% and a Medical school loan (variable) ranging from 4.37% to 13.96% . These rates are unchanged from 7 and 30 days ago. Honor s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from a week earlier.

Lake Michigan shows fixed Medical school loans with APRs ranging from 2.89% to 14.98% and variable Medical residency loans from 7% to 12.45% . Rates are unchanged from 7 and 30 days ago for both loan types. Wings Financial has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% and an Undergraduate Variable Rate Loan with APRs from 4.37% to 16.99% . These rates are unchanged from 7 and 30 days ago. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago.

Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. 4Front shows no change in rates from 7 days ago for its In–school Student Loan (variable) at 3.78% APR and its Refinance Student Loan (fixed) at 4.24% APR. The In–school Student Loan (fixed) remains steady at 4.74% APR, while the Refinance Student Loan (variable) holds at 5.75% APR.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Directions s fixed–rate student loans with APRs ranging from 5.24% to 10.24% and another fixed option from 6.5% to 10.75% , both unchanged from 7 and 30 days ago. Variable–rate loans have APRs between 6.5% and 11.5% or 7.49% to 10.49% , also showing no change over the past week and month.

Lake Trust has a Graduate Fixed Rate Loan with APRs from 6.15% to 10.5% and an Undergraduate Fixed Rate Loan ranging from 6.25% to 12.5% . Both loans have rates unchanged from 30, 60, and 90 days ago. The Graduate Fixed Rate Loan and Undergraduate Fixed Rate Loan maintain steady APR ranges over these periods.

🏦 All Local Lenders in Grand Rapids, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
1166 FEDERAL CREDIT UNION
2900 CHARLEVOIX DR GRAND RAPIDS MI 49546
P2P
E-Statements
Assets: $20,486,950
Deposits: $2,251,477
Net Worth: $1,545,028
Employees: 5
Members: 1,204
RIO BLANCO SCHOOLS FEDERAL CREDIT UNION
6000 28TH ST NE GRAND RAPIDS MI 49546
E-Statements
E-Signature
Assets: $7,798,161
Deposits: $1,034,207
Net Worth: $1,441,869
Employees: 4
Members: 766
MAUI TEACHERS FEDERAL CREDIT UNION
6000 28TH ST SE GRAND RAPIDS MI 49546
P2P
E-Statements
Assets: $32,168,733
Deposits: $614,289
Net Worth: $6,095,063
Employees: 4
Members: 1,355
A T & T EMPLOYEES PITTSBURGH FEDERAL CREDIT UNION
6000 28TH ST SE GRAND RAPIDS MI 49546
P2P
E-Statements
Assets: $9,958,594
Deposits: $535,550
Net Worth: $2,717,289
Employees: 3
Members: 921
PITTSBURGH FEDERAL CREDIT UNION
6000 28TH ST SE GRAND RAPIDS MI 49546
P2P
E-Statements
Assets: $10,900,957
Deposits: $1,297,291
Net Worth: $1,127,957
Employees: 4
Members: 1,565
MICHIGAN FIRST CREDIT UNION
5859 28TH ST SE GRAND RAPIDS MI 49546
ATM
P2P
E-Statements
Assets: $1,456,336,933
Deposits: $92,717,185
Net Worth: $215,571,682
Employees: 490
Members: 165,037
AEROQUIP CREDIT UNION
6000 28TH ST SE GRAND RAPIDS MI 49546
P2P
E-Statements
E-Signature
Assets: $50,652,708
Deposits: $1,463,812
Net Worth: $7,745,207
Employees: 15
Members: 3,977
TOTAL COMMUNITY CREDIT UNION
6000 28TH ST SE STE 100 GRAND RAPIDS MI 49546
P2P
E-Statements
E-Signature
Assets: $100,714,308
Deposits: $14,806,033
Net Worth: $13,858,516
Employees: 25
Members: 6,811
PREFERRED CREDIT UNION
3767 SPARKS DR SE GRAND RAPIDS MI 49546
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $286,611,290
Deposits: $26,196,315
Net Worth: $39,556,196
Employees: 77
Members: 24,113
LAKE MICHIGAN CREDIT UNION
1210 SPAULDING AVE SE GRAND RAPIDS MI 49546
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820
LAKE MICHIGAN CREDIT UNION
4027 LAKE DR SE GRAND RAPIDS MI 49546
ATM
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820
LAKE MICHIGAN CREDIT UNION
3810 SPARKS DR SE GRAND RAPIDS MI 49546
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820
LAKE MICHIGAN CREDIT UNION
4050 LAKE DR SE GRAND RAPIDS MI 49546
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820
LAKE MICHIGAN CREDIT UNION
5701 28TH ST SE GRAND RAPIDS MI 49546
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $14,380,227,851
Deposits: $1,216,867,746
Net Worth: $1,637,578,402
Employees: 1678
Members: 496,820
COLUMBIA CREDIT UNION
6000 28TH ST SE GRAND RAPIDS MI 49546
P2P
E-Statements
E-Signature
Assets: $30,807,445
Deposits: $4,618,511
Net Worth: $3,149,487
Employees: 9
Members: 2,097
STRAITS AREA FEDERAL CREDIT UNION
6000 28TH ST SE GRAND RAPIDS MI 49546
P2P
E-Statements
E-Signature
Assets: $122,116,687
Deposits: $11,044,139
Net Worth: $12,982,788
Employees: 30
Members: 12,205
ALLEGHENY CENTRAL FEDERAL CREDIT UNION
6000 28TH ST SE STE 100 GRAND RAPIDS MI 49546
P2P
E-Statements
Assets: $8,072,568
Deposits: $1,950,385
Net Worth: $1,405,758
Employees: 2
Members: 868

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