Student Loans in Bay City, MI

Looking for a low-interest education loan in Bay City, MI? Compare offers from trusted local lenders to find rates that fit your budget and help you focus on your studies without financial stress.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Community Choice s fixed Graduate school loans with APRs ranging from 2.89% to 14.99% , unchanged from both 7 and 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also steady compared to 7 and 30 days prior.

Credit Union 1 has a Medical school loan (fixed) with rates from 2.89% to 14.98% APR and an Undergraduate student loan (variable) ranging from 4.37% to 16.99% APR. These rates are unchanged from 7 and 30 days ago. Dort Financial has a Medical school loan (fixed) with an APR range of 2.89% to 14.98% and a Medical school loan (variable) ranging from 4.37% to 13.96% . These rates are unchanged from 7 and 30 days ago. Honor s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 7 and 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from a week earlier.

Lake Michigan shows fixed Medical school loans with APRs ranging from 2.89% to 14.98% and variable Medical residency loans from 7% to 12.45% . Rates are unchanged from 7 and 30 days ago for both loan types. Wings Financial has a Medical School Fixed Rate Loan with APRs ranging from 2.89% to 14.98% and an Undergraduate Variable Rate Loan with APRs from 4.37% to 16.99% . These rates are unchanged from 7 and 30 days ago. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago.

Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. 4Front shows no change in rates from 7 days ago for its In–school Student Loan (variable) at 3.78% APR and its Refinance Student Loan (fixed) at 4.24% APR. The In–school Student Loan (fixed) remains steady at 4.74% APR, while the Refinance Student Loan (variable) holds at 5.75% APR.

Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago. Directions s fixed–rate student loans with APRs ranging from 5.24% to 10.24% and another fixed option from 6.5% to 10.75% , both unchanged from 7 and 30 days ago. Variable–rate loans have APRs between 6.5% and 11.5% or 7.49% to 10.49% , also showing no change over the past week and month.

Lake Trust has a Graduate Fixed Rate Loan with APRs from 6.15% to 10.5% and an Undergraduate Fixed Rate Loan ranging from 6.25% to 12.5% . Both loans have rates unchanged from 30, 60, and 90 days ago. The Graduate Fixed Rate Loan and Undergraduate Fixed Rate Loan maintain steady APR ranges over these periods.

🏦 All Local Lenders in Bay City, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
GREAT LAKES FEDERAL CREDIT UNION
1002 W INDIANA ST BAY CITY MI 48706
Drive-Thru
E-Statements
E-Signature
Assets: $59,249,368
Deposits: $1,104,451
Net Worth: $6,779,258
Employees: 17
Members: 4,646
WILDFIRE CREDIT UNION
2936 WILDER RD BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,100,973,053
Deposits: $21,525,212
Net Worth: $124,587,850
Employees: 200
Members: 49,000
WILDFIRE CREDIT UNION
3201 KIESEL RD BAY CITY MI 48706
P2P
E-Statements
E-Signature
Assets: $1,100,973,053
Deposits: $21,525,212
Net Worth: $124,587,850
Employees: 200
Members: 49,000
COPOCO COMMUNITY CREDIT UNION
4265 WILDER RD BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $104,355,298
Deposits: $9,176,706
Net Worth: $8,379,285
Employees: 32
Members: 8,686
COPOCO COMMUNITY CREDIT UNION
1479 STRAITS DR BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $104,355,298
Deposits: $9,176,706
Net Worth: $8,379,285
Employees: 32
Members: 8,686
UNITED BAY COMMUNITY CREDIT UNION
3939 N EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $281,461,818
Deposits: $12,220,270
Net Worth: $20,717,387
Employees: 79
Members: 18,352
FINANCIALEDGE CREDIT UNION
1199 S EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $124,935,543
Deposits: $15,282,482
Net Worth: $16,032,502
Employees: 33
Members: 8,833
LAKE HURON CREDIT UNION
314 E MIDLAND ST BAY CITY MI 48706
ATM
P2P
E-Statements
Assets: $80,644,974
Deposits: $6,516,634
Net Worth: $11,093,930
Employees: 27
Members: 6,661
UNITED FINANCIAL CREDIT UNION
6354 WESTSIDE SAGINAW RD BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $316,672,459
Deposits: $11,313,917
Net Worth: $34,338,598
Employees: 78
Members: 22,179
FRANKENMUTH CREDIT UNION
800 N EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,358,607,681
Deposits: $24,307,939
Net Worth: $132,590,780
Employees: 402
Members: 72,304
SUNRISE FAMILY CREDIT UNION
404 S EUCLID AVE BAY CITY MI 48706
P2P
E-Statements
E-Signature
Assets: $133,677,520
Deposits: $12,078,954
Net Worth: $12,587,566
Employees: 40
Members: 11,433
TEAM ONE CREDIT UNION
401 E MIDLAND ST BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $737,787,200
Deposits: $65,727,957
Net Worth: $66,825,661
Employees: 164
Members: 51,480
FINANCIAL PLUS CREDIT UNION
4129 N EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,386,818,404
Deposits: $90,289,728
Net Worth: $172,253,078
Employees: 277
Members: 81,195
JOLT CREDIT UNION
915 S EUCLID AVE BAY CITY MI 48706
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $459,445,620
Deposits: $36,884,854
Net Worth: $44,144,649
Employees: 113
Members: 27,834

🏘️ All the Lenders Available in Bay County, MI

Customers are also interested in:

Low Interest Rate For Education Loan