Student Loans in Charlotte, NC

Looking for the lowest interest rate student loan refinancing in Charlotte, NC? Compare local offers to find flexible options that fit your budget and goals. Refinancing can lower your monthly payments and save you money over time.

Today’s Student Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Affinity s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , also unchanged from 30 days ago. Centra s fixed Medical school loans with APRs ranging from 2.89% to 14.98% , unchanged from 30 days ago. Their variable Undergraduate student loans have rates between 4.37% and 16.99% , with no change reported in the last 30 days. Elfi’s private fixed student loan rate is 2.99% today, unchanged from 60 days ago but down from 3.69% ninety days ago. The private variable loan rate is 4.88% , down from 5% both 60 and 90 days ago.

Connexus s the Partnership Advance Education Loan (fixed) with an APR range of 3.2% to 8.7% . These rates are unchanged from 7, 30, 60, and 90 days ago. Custom–Choice s Find My Rate fixed student loans with APRs ranging from 3.24% to 15.71% , unchanged from 7 and 30 days ago. Their variable Find My Rate loans have APRs between 4.19% and 16.39% , also unchanged from a week earlier. Credit Human s an Undergraduate Fixed Rate Loan with APRs ranging from 4.25% to 12.74% and a Graduate Fixed Rate Loan with APRs from 4.5% to 12.99% . Both loan rates are unchanged from 7, 30, 60, and 90 days ago.

Langley s Undergraduate and Graduate Fixed Rate Loans with APRs ranging from 4.49% to 12.5% , unchanged from both 7 and 30 days ago. Their Undergraduate and Graduate Variable Rate Loans have APRs between 5.49% and 13.5% , also unchanged from 7 and 30 days ago but down from 7.5% –1% 1.5% at 60 and 90 days ago. Navy Federal Credit Union has a 4.75% APR for both Undergraduate and Graduate Fixed Rate Loans, with no change from 7 or 30 days ago. The Refinance Fixed Rate Loan is at 4.6% APR, and the Refinance Variable Rate Loan is 5.23% APR, both unchanged from 7 and 30 days ago. Undergraduate and Graduate Variable Rate Loans have an APR of 6.94% , also steady compared to a week ago.

Allegacy has a Computer Loan with a fixed APR range of 6% to 6.5% and a College Loan fixed at 7.5% . These rates show no change from 7 or 30 days ago. The Student Loan fixed rate is 9.75% , also unchanged from 7 and 30 days ago. Affinity Plus has a fixed Undergraduate Line of Credit with an APR of 6.99% , unchanged from 7 and 30 days ago. Their Graduate Line of Credit fixed rate is 9.85% , the same as 7, 30, 60, and 90 days ago. The Student Loan Refinance fixed rates range from 6.24% to 7.24% , also unchanged from 7 and 30 days ago.

Baxter has a Graduate Line of Credit with a fixed rate of 8.1% APR today. Its Graduate Line of Credit variable rate ranges from 8.25% to 18% APR, unchanged from 7 and 30 days ago. Nasa has a Deferred Repayment Line of Credit with an APR range of 8.5% to 18% . These rates are unchanged from 7, 30, 60, and 90 days ago.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
LATINO COMMUNITY CREDIT UNION
5910 SOUTH BLVD CHARLOTTE NC 28217
E-Statements
E-Signature
Assets: $1,075,927,219
Deposits: $118,673,461
Net Worth: $234,897,129
Employees: 320
Members: 145,305
UNIVERSITY OF SOUTH ALABAMA FEDERAL CREDIT UNION
5024 PARKWAY PLAZA BLVD CHARLOTTE NC 28217
P2P
E-Statements
Assets: $56,369,212
Deposits: $4,987,515
Net Worth: $7,334,562
Employees: 6
Members: 8,451
TRULIANT FEDERAL CREDIT UNION
6051 TYVOLA GLEN CIR CHARLOTTE NC 28217
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $5,221,549,692
Deposits: $234,561,407
Net Worth: $463,583,525
Employees: 926
Members: 344,463
PAMCEL COMMUNITY FEDERAL CREDIT UNION
4824 PARKWAY PLAZA BLVD CHARLOTTE NC 28217
Assets: $12,565,547
Deposits: $785,864
Net Worth: $2,094,596
Employees: 5
Members: 1,017

🏘️ All the Lenders Available in Mecklenburg County, NC

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