Latino Community Credit Union Charlotte NC | Low Mortgage Rates & Business Loans

Introduction

Welcome to Latino Community, your trusted partner in financial growth and empowerment! Located at 5910 South Blvd, Charlotte, NC 28217, our branch has proudly served the community since 2000. With over 145,000 members and total assets exceeding $1 billion, we are dedicated to providing personalized banking solutions that meet your unique needs. At Latino Community, we understand that financial decisions can shape your future. That's why we offer a range of services from personal banking, including checking and savings accounts, to auto loans, mortgages, and credit cards with rewards. Our commitment to our members is reflected not only in our offerings but also in our robust financial health, with total deposits reaching $118,673,461 and a net worth of $234,897,129. Our team is led by CEO Vicky Garcia and Board President Maria Scanga, who bring years of experience and a shared vision for fostering financial literacy within the community. Whether you have questions about opening an account or need assistance with loans totaling over 36,444, we are here for you. While members can visit us at our physical location on South Blvd, official correspondence should be sent to the same address for your convenience. We invite you to explore all that we have to offer by visiting our website at latinoccu.org or calling us at 704-553-0386. Join us today and discover how Latino Community can help turn your financial goals into reality!

Branch History & Mission

At Latino Community, we are proud of our rich history and the mission that drives us. Established in 2000, our Charlotte Branch II has become a vital resource for the community, providing essential financial services to over 145,000 members. Located at 5910 South Blvd, Charlotte, NC 28217, we're easily accessible for those in the area. From our humble beginnings, we have grown significantly over the years. With total assets now exceeding $1 billion, our commitment to serving our members has never wavered. Our journey reflects not just growth in numbers but also an unwavering dedication to empowering individuals and families through financial education and support. Our mission is clear: to provide equitable financial opportunities while fostering a sense of belonging within the Latino community. We understand that financial literacy is crucial for success, which is why we focus on offering not only traditional banking services like checking and savings accounts, auto loans, and credit cards but also educational resources that help our members make informed decisions about their finances. While members can visit us at 5910 South Blvd, official correspondence should be sent to the same address for convenience. Our operating hours are designed to accommodate your busy schedule: Monday through Thursday from 9:00 am to 5:00 pm and Fridays until 6:00 pm. In addition to our financial offerings, we pride ourselves on being community-oriented. Our partnerships with local organizations allow us to extend our reach beyond banking. We actively participate in events and initiatives aimed at uplifting the community and promoting social responsibility. While we currently do not have ATM or drive-thru services available, we ensure that all our digital platforms are user-friendly. Members can access online banking, mobile payments, and e-statements making it easier than ever to manage your finances. Join us at Latino Community as we continue this journey together. Experience firsthand how we prioritize your needs while making a positive impact in Charlotte and beyond. For more information on becoming a member or exploring our services, please visit our website or call us at 704-553-0386 today!

Branch Location & Accessibility

Banking Services

At Latino Community, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Although we currently do not have ATM or drive-thru services available at this location, our knowledgeable staff is always ready to assist you in person or over the phone.

Convenient Access

We understand that ease of access is key. Our location provides ample parking for members visiting the branch. We also take accessibility seriously, with features designed to assist all individuals, including those with mobility challenges.

Get in Touch!

Feel free to give us a call at 704-553-0386 if you have questions about our services or want more information about becoming a member. We invite you to stop by the Latino Community branch today experience personalized service that puts you first!

Operating Hours

Our lobby hours are designed to fit your busy schedule! We're open from 9:00 am to 5:00 pm Monday through Thursday and extend our hours until 6:00 pm on Fridays. Whether you need personal banking services or wish to discuss auto loans and refinancing options, our dedicated team is here to help during these times.

Member Eligibility

Joining the Latino Community at Latino Community is like stepping into a welcoming family where your financial needs are understood and prioritized. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, worship, or go to school in the area served by our branch at 5910 South Blvd Charlotte Nc 28217, you're already on your way! We also invite those who have family members currently enrolled with us to join this supportive community. The benefits of membership extend far beyond banking; you gain access to personalized financial services designed with your best interests in mind. Getting started is easy! You can find detailed information about our membership requirements by visiting https://latinoccu.org/become-a-member-2/. When you're ready to open an account, simply head over to https://connect.latinoccu.org/registration for a quick and straightforward process. Should you have any questions or need assistance, feel free to reach out to us at (704) 553-0386. We're here to help you every step of the way as you embark on your journey with us!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to process payments quickly and securely while freeing up time to focus on what you do best running your business. Our tools are designed to enhance customer experience and streamline operations, ensuring you have everything you need at your fingertips. Visit us at 5910 South Blvd Charlotte Nc 28217 or give us a call at (704) 553-0386. Let's work together to bring your business vision to life!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide comprehensive business banking services, including merchant services and business loans. If you're starting or growing a business, our team is ready to assist you in finding the right financial tools tailored to your specific needs.

Convenient Access Anytime

In today's fast-paced world, convenience matters. With features like ATM and cash withdrawal services, along with access to our robust online and mobile banking platforms, managing your money has never been easier. Plus, if you need assistance or have questions, don't hesitate to reach out at 704-553-0386 during our lobby hours from 9:00 AM - 5:00 PM Monday through Thursday and until 6:00 PM on Fridays. We invite you to explore all the ways Latino Community can support your financial goals. Visit us today at 5910 South Blvd, Charlotte, NC 28217, or learn more about becoming a member at our website. We're excited to serve you!

Credit Cards with Rewards

Consider enhancing your purchasing power with our credit cards featuring rewards. These cards not only provide flexibility but also offer incentives on every dollar spent, making them perfect for those who want to maximize their spending benefits.

Mortgage Loans and Refinancing

Thinking about buying a home? We offer mortgage loans and refinancing options that can help turn your dream into reality. Our knowledgeable staff will guide you through the various mortgage products available, ensuring you find one that fits your budget and future plans.

Personal Banking Solutions

Our personal banking services are designed with you in mind. You can open a checking or savings account that fits your lifestyle and helps you manage your finances easily. Imagine having your funds accessible through our convenient online and mobile banking platforms. This means you can check your balance, pay bills, and transfer money from anywhere right from your smartphone! If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that make car ownership more achievable. We understand how important it is to find the right loan, so we offer personalized assistance to help you navigate the process smoothly.

Personal Loans for Every Need

Life can be unpredictable, which is why having access to personal loans and debt consolidation options is crucial. Whether you're facing unexpected expenses or looking to consolidate existing debts into one manageable payment, we're here to help you find a solution that works best for your situation.

Digital & Online Banking

At Latino Community, we understand that banking should be convenient and secure. That's why we offer a range of digital and online banking services designed to fit your lifestyle. With our user-friendly platform, managing your finances has never been easier. You can access your accounts anytime with our 24/7 online banking services at https://latinoccu.org/. Whether you're checking your balance, transferring funds, or reviewing transactions, everything is just a click away. Our electronic signature authorization feature allows you to sign documents securely online, making paperwork less of a hassle. For those who prefer to manage their accounts on the go, our mobile application is available, providing all the functionalities you need right in your pocket. You can even make mobile payments effortlessly, ensuring that you can pay for goods and services without fumbling for cash or cards. We also offer e-statements to help you stay organized and reduce paper clutter. You'll receive your statements electronically, making it easy to keep track of your financial activities. Plus, while person-to-person transfers aren't currently available, we provide other robust features that simplify how you send and receive money. With these tools at your disposal, you'll have real-time account management capabilities that empower you to take control of your finances whenever and wherever you are. At Latino Community, we're committed to providing secure and accessible banking solutions tailored for our members' needs.

Financial Strength

At Latino Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of providing a solid foundation for your financial journey. With a net worth of $234,897,129, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2183 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $302,108,087 in share certificates and $207,496,126 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $37,094,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $133,811,129 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,163 in used auto loans and a total of $872,452,898 in loans and leases. While our net income stands at $0, it reflects our operational efficiency during challenging times. We also take pride in having 319 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts at 216,277 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Latino Community is your trusted partner. Visit us at 5910 South Blvd Charlotte Nc 28217 or call 704-553-0386 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $166,571,509 in used vehicle loans and $55,019,131 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes so you can focus on what matters driving your new vehicle.

Credit Lines and Refinancing Options

For those needing extra flexibility, our credit lines totaling $470,812,750 are designed to help you cover unexpected expenses or consolidate debt. Additionally, if you're considering refinancing any existing loans, we have options available that could save you money and reduce your monthly payments. If you have questions about eligibility for any of our loan products or want to learn more about how we can assist you financially, don't hesitate to reach out. You can contact us at (704) 553-0386 or visit us at our branch located at 5910 South Blvd Charlotte Nc 28217 in Charlotte, NC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you find the right loan solution tailored to your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,724,910, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $9,373,471 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and rewards that can benefit your everyday spending.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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