Pamcel Community Credit Union Charlotte NC

Introduction

Welcome to Pamcel Community, where we believe in building a brighter financial future for our members. Located at 4824 Parkway Plaza Blvd, Charlotte, NC 28217, our credit union has been serving the community since 1953. With a strong commitment to our members, we have grown to support over 1,017 individuals with a total asset base of $12,565,547. At Pamcel Community, we take pride in providing personalized financial services that cater to your unique needs. Our team, led by CEO Mandy Brockington and Board President Archie Summers, is dedicated to ensuring you feel valued and supported every step of the way. With a focus on trust and reliability, our members can rest assured knowing they are part of an organization that prioritizes their well-being. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 4824 Parkway Plaza, Charlotte, NC 28217. Whether you're looking for loans or savings options, we offer a variety of services tailored to help you achieve your financial goals. With total deposits reaching $785,864 and a net worth of $2,094,596, Pamcel Community stands strong in the heart of Charlotte. We strive to make a positive impact on our community while offering competitive loan options with a current total of 467 loans and leases. If you're ready to take control of your financial journey or have any questions about our services, feel free to give us a call at 800-875-3962. Join us today and experience the difference with Pamcel Community! For more information about what we offer, visit our website at Pamcel Community.

Branch History & Mission

At Pamcel Community, our story began in 1953 when we first opened our doors in Charlotte, NC. Over the years, we have grown from a small credit union into a trusted financial partner for over 1,000 members. Today, we proudly manage total assets of $12,565,547 while remaining dedicated to serving our community with compassion and commitment. Located at 4824 Parkway Plaza Blvd, Charlotte, NC 28217, our branch is nestled within the vibrant Mecklenburg County. This prime location makes it easy for members to access our services. While you can visit us at this address for all your banking needs, any official correspondence should be sent to our mailing address at 4824 Parkway Plaza, Charlotte, NC 28217. Our mission is simple yet profound: to empower our members with financial services that promote growth and stability while supporting community initiatives. We believe that financial health is not just about numbers; it's about building relationships and fostering a supportive environment. This commitment drives everything we do at Pamcel Community. Throughout our history, we've embraced advancements to better serve our members. We offer online banking options that make managing finances more convenient than ever. While we currently do not have ATM or drive-thru services available, we continue to explore ways to enhance accessibility for all members. Our mobile app also allows users to stay connected and manage their accounts on the go. Pamcel Community is also proud of its community outreach efforts. We actively partner with local organizations to support various initiatives aimed at improving the quality of life in our area. Whether it's through financial education programs or charitable contributions, we are dedicated to making a difference in the lives of those around us. As we look ahead to the future, we invite you to join us on this journey. Experience the benefits of membership with Pamcel Community and become part of a credit union that truly cares about your financial well-being and community impact. Together, let's build a brighter tomorrow! For more information or to speak with one of our representatives, please call us at 800-875-3962.

Branch Location & Accessibility

Accessibility Features

At Pamcel Community, we prioritize accessibility for all our members. Our branch features ADA-compliant ramps and ample parking options to ensure that everyone can visit us comfortably. Whether you're walking in or driving up, we want to make your banking experience as smooth as possible.

Operating Hours

We understand that life can be busy! That's why we encourage you to give us a call at 800-875-3962 to learn about our operating hours. Our friendly team is always ready to assist you with any questions or banking needs you may have.

Services Offered

While we currently do not offer ATM services or drive-thru banking, we are here to help you with various banking needs directly within the branch. From personal accounts to loan inquiries, our knowledgeable staff is dedicated to providing personalized service tailored just for you. We invite you to stop by Pamcel Community today! Experience first-hand how easy and enjoyable banking can be when you have a supportive team behind you. Don't hesitate to reach out or visit us; we're excited to assist you on your financial journey!

Member Eligibility

Becoming a member of Pamcel Community is like joining a close-knit family dedicated to supporting each other's financial journeys. If you live, work, or attend school in the area surrounding 4824 Parkway Plaza Blvd Charlotte Nc 28217, you're already on your way to joining us! We welcome individuals from all walks of life who share our commitment to community and mutual support. Membership offers great benefits, including access to personalized financial services and a community that truly cares about your needs. To get started, simply reach out to us at (800) 875-3962 for guidance on opening an account and joining our cooperative. You can also visit our website for more detailed information about eligibility requirements at . We can't wait to have you as part of our Pamcel Community family!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment processing solution that fits perfectly with your operations. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. From credit card processing to mobile payments, we ensure that accepting payments is as easy as possible. Located at 4824 Parkway Plaza Blvd, Charlotte, NC 28217, we invite local businesses to explore how our tailored financial solutions can help pave the way for their success. For inquiries, feel free to call us at 800-875-3962. Let's work together to achieve your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $62,046, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Connecting with Us

We invite you to reach out if you have questions about our services or how we can assist you further. You can contact us at 800-875-3962 for more information or visit our website at Pamcel Community for additional resources. Our team is here to support you every step of the way. As we continue to grow and adapt to meet your needs, we appreciate your trust in us as your financial partner. Join us at Pamcel Community and discover how we can help make your financial journey smoother and more rewarding!

Digital Banking Features

In today's fast-paced world, convenience is key. At Pamcel Community, we also offer online banking options that allow you to manage your finances from the comfort of your home or on-the-go through our mobile application. This means you can check your account balance, transfer funds, and monitor transactions with just a few taps on your smartphone. Having this flexibility not only saves time but also gives you peace of mind knowing you have control over your finances wherever you are.

Our Services

One of the key services we offer at Pamcel Community is ATM Services. This service ensures that you have access to your funds whenever you need them. Imagine you're out shopping and realize you need cash for a quick purchase; with our ATM services, you can easily withdraw cash without any hassle. We understand that having access to your money is essential, which is why we prioritize making these services readily available. While we currently focus on ATM Services, we are always exploring ways to expand our offerings. We recognize that our members may have diverse financial needs, and we're committed to enhancing your banking experience. Whether it's saving for a special occasion or managing everyday expenses, we aim to provide tools and resources that make financial management easier.

Digital & Online Banking

Key Features

Our mobile application adds an extra layer of convenience. It allows you to bank on the go, giving you real-time access to your account information. You can easily navigate through transactions, making it easier than ever to stay on top of your financial activities. While we currently do not offer electronic signature authorization or e-statements, we prioritize security in all our online transactions. Your information remains safe as you engage in banking activities. Unfortunately, mobile payments and person-to-person transfers are not available at this time, but we're always exploring new ways to enhance our services for our members. With Pamcel Community's digital banking options, you have the tools needed for effective account management right at your fingertips. Experience the ease and peace of mind that come with knowing you have control over your finances wherever you are!

Financial Strength

Commitment to Growth

With $2,078,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $3,417,132 in total loans and leases, which supports our members' financial goals across various sectors.

Dedicated Workforce

We also take pride in having 5 full-time employees who are committed to serving you with the knowledge and dedication you deserve. Our team is always ready to assist you with your financial inquiries and needs.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, providing stable and rewarding financial growth opportunities tailored to meet your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $2,094,596, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1665 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pamcel Community is your trusted partner. Visit us at 4824 Parkway Plaza Blvd Charlotte NC 28217 or call 800-875-3962 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,223,589 in used vehicle loans and $539,712 in new vehicle loans to help our members get on the road smoothly. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Loans

For business owners, we understand that access to capital is crucial for growth. Our outstanding commercial loans totaling $62,046 provide the necessary funds to expand and develop your business operations.

Credit Lines

If you're looking for additional financial flexibility, our total credit lines amounting to $1,000,000 can give you peace of mind when unexpected expenses arise. If you have questions about refinancing or eligibility options for any of our loan products, please don't hesitate to reach out. We're dedicated to providing personalized service tailored just for you. You can contact us at 800-875-3962 or visit us at 4824 Parkway Plaza Blvd, Charlotte, NC 28217 for more information on how we can assist you in achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,036,533, making buying or refinancing simple and accessible for our members. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we're here to support you every step of the way.

Unsecured Credit Cards

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $140,222 in loans helping members manage their finances effectively, our credit cards come with benefits that make spending easier without breaking the bank.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. Each listing on LendMesh reflects current rates, allowing you to make informed decisions without the guesswork.

PAMCEL COMMUNITY FEDERAL CREDIT UNION - Charlotte, NC

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