Truliant Credit Union Charlotte NC | Low Mortgage Rates & Business Loans

Introduction

Welcome to Truliant, your trusted credit union located at 6051 Tyvola Glen Cir, Charlotte, NC 28217. Since our establishment in 1952, we've been dedicated to providing our members with a wide array of financial services that cater to their unique needs. With over 344,463 members and total assets reaching an impressive $5,221,549,692, we strive to make a positive impact in our community every day. At Truliant, we understand the importance of reliable banking solutions. That's why we offer everything from personal and auto loans to mortgage refinancing and business banking services. Our commitment is reflected in our total deposits of $234,561,407 and net worth of $463,583,525, ensuring that your finances are in safe hands. Under the leadership of CEO William Hall and Board President James Flythe, Jr., our team of over 926 employees works tirelessly to provide exceptional service tailored to each member's journey. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 6051 TYVOLA GLEN CIR, Charlotte, NC 28217. Our modern facilities include an ATM and drive-thru service for added convenience. We invite you to explore the numerous benefits of membership with Truliant by visiting our website at TruliantFCU.org. Whether you're looking to open an account or inquire about loans, we are here to assist you every step of the way. Ready to take the next step? Call us today at 704-522-1955 or stop by our branch during lobby hours: Monday - Thursday from 9:00 am - 5:00 pm, Friday until 6:00 pm, and Saturday until noon. Join us at Truliant, where your financial success is our priority!

Branch History & Mission

Commitment to Excellence

While members can visit us at 6051 Tyvola Glen Cir, official correspondence should be sent to 6051 TYVOLA GLEN CIR, Charlotte, NC 28217. We invite you to experience the convenience of our ATM services and drive-thru banking options designed for your busy lifestyle. Our lobby hours are Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 12:00 pm. As we move forward into the future, Truliant remains committed to maintaining ADA compliance and implementing customer-centric initiatives that enhance your banking experience. We invite you to join us on this journey become part of a credit union that prioritizes not only your financial success but also the well-being of our entire community. If you're ready to take control of your financial future with Truliant by your side, don't hesitate! Visit us today or check out our website at www.truliantfcu.org for more information on how you can become a member and unlock the benefits waiting for you.

Our Mission

Our mission at Truliant is simple yet profound: we strive to help our members achieve their financial goals while enhancing their quality of life. We believe in putting people first offering personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards that cater to your lifestyle. Moreover, we prioritize accessibility by providing online and mobile banking solutions so that you can manage your finances anytime, anywhere. We also recognize the importance of community support. Beyond traditional banking services, we actively engage in outreach initiatives that uplift local organizations and empower individuals through financial education. Our partnerships with various nonprofits reflect our dedication to creating a brighter future for everyone in Charlotte.

Branch Location & Accessibility

Get in Touch

We invite you to stop by Truliant at your convenience! If you have any questions or need assistance before your visit, feel free to give us a call at 704-522-1955. Our friendly staff is eager to help you achieve your financial goals. Remember, while members can visit us at 6051 Tyvola Glen Cir Charlotte Nc 28217, official correspondence should be sent to 6051 TYVOLA GLEN CIR, Charlotte, NC 28217. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

As you approach our branch, you'll notice it's nestled in a vibrant community. We're just a short drive from the Tyvola Road light rail station, making it simple for those using public transport to drop by. Plus, our location offers ample parking spaces right at the front door for those who prefer to visit by car. We are committed to ensuring everyone can access our services comfortably; our facility is ADA compliant, featuring ramps and other accessibility options.

Operating Hours and Services

At Truliant, we understand that life gets busy. That's why we offer convenient operating hours to fit your schedule: Monday through Thursday from 9:00 am to 5:00 pm, Friday from 9:00 am to 6:00 pm, and Saturday from 9:00 am to 12:00 pm. Our team is here during these times to help you with personal banking services such as checking and savings accounts, auto loans, mortgages, and much more. For those who need quick transactions on the go, we also provide a drive-thru banking option for deposits, withdrawals, and other simple transactions. And if you prefer cash withdrawals or balance checks outside of lobby hours, you can take advantage of our ATM services available on-site.

Member Eligibility

At Truliant, we believe that everyone deserves a chance to thrive within a supportive community. Becoming a member is easy and open to anyone who lives, works, or worships in the area around our branch at 6051 Tyvola Glen Cir Charlotte Nc 28217. If you have a family member who is already part of our credit union, you can join too! Membership comes with fantastic benefits like personalized service, competitive rates on loans and savings accounts, and access to a range of financial products tailored just for you. Ready to take the next step? You can find all the detailed eligibility criteria on our website at https://WWW.TRULIANTFCU.ORG/bank/become-a-member . Once you've confirmed your eligibility, opening an account is just a click away through this link: https://apply.truliantfcu.org/he/homeequityloan.aspx?lenderref=truliantfcu081920&referralsource=dmts-web . If you have any questions or need assistance, feel free to give us a call at (704) 522-1955. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having the funds to seize a new opportunity or to purchase essential equipment. With our commitment to supporting businesses, we've funded over $2,427 in commercial loans for our members, helping them scale and succeed. We also extend our support to the broader business community with $25 in non-member commercial loans, providing flexible financing solutions tailored to your needs. With an outstanding commercial loan portfolio of $796,757,571, we are proud to contribute to economic growth by financing both new and expanding businesses.

Merchant Services

To further empower local businesses, our merchant services offer practical tools that enhance customer experiences. For instance, imagine being able to accept payments seamlessly through various platforms whether it's in-person or online allowing you to focus on what you do best: running your business. Visit us at 6051 Tyvola Glen Cir Charlotte Nc 28217 in Charlotte, NC, or call us at (704) 522-1955 to learn how our Business Banking & Commercial Services can help you achieve your goals.

Comprehensive List Of Services

Business Solutions

For our entrepreneurial members, we offer comprehensive Business Banking services. From setting up merchant accounts to securing Business Loans, we understand that every business needs support to thrive.

Cash Access

Need cash? We have you covered with ATM access for quick withdrawals and balance checks, ensuring that you can access your money when you need it most. Our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. At Truliant, we strive to create a welcoming environment where all your financial needs can be met under one roof. Our friendly staff is always ready to assist you in exploring these services further. Ready to take the next step? Visit us at 6051 Tyvola Glen Cir Charlotte Nc 28217 or give us a call at (704) 522-1955 to learn more about how we can help you achieve your financial goals! You can also check out our website here for more information on becoming a member or accessing our full range of services.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features, allowing you to manage your accounts anytime, anywhere. With mobile payments and person-to-person transfer options, handling your finances has never been easier.

Loans and Credit

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation services, you have the flexibility to handle them head-on. Plus, earn rewards while spending with our Credit Cards with Rewards program perfect for those who love to travel or shop!

Personal Banking

Whether you're opening your first checking account or saving for a big purchase, our personal banking options make it easy. With our Checking & Savings Accounts, you can manage your day-to-day finances effortlessly. Need funds for a new car? Our Auto Loans & Vehicle Financing are here to help you get on the road without breaking the bank. If homeownership is your goal, explore our Mortgage Loans & Refinancing options, which provide competitive rates and personalized service.

Digital & Online Banking

Enhanced Security Features

Your security is our top priority. With features like electronic signature authorization, you can sign documents safely online without worrying about potential fraud. Our mobile application adds another layer of protection while giving you the flexibility to manage your finances on the go.

Key Services Offered

With our online banking platform available at https://www.truliantfcu.org/ , you can take control of your finances right from your computer or mobile device. Need to check your balance? Transfer funds? Pay bills? It's all just a click away. Plus, our 24/7 online banking services mean you can access your accounts whenever it suits you day or night. We also offer e-statements for those who prefer going paperless. This not only helps the environment but also allows you to easily track your financial history without the clutter. For added convenience, we provide person-to-person transfers, making it simple to send money to friends and family quickly.

Mobile Payments Made Simple

Imagine paying for groceries or splitting a dinner bill without reaching for cash or cards. With our mobile payments feature, this is now possible! Just use your smartphone for quick and easy transactions wherever you are. At Truliant, we strive to make banking as straightforward as possible for our members. So whether you're checking balances, transferring funds, or making payments, know that we have the tools to support you every step of the way!

Financial Strength

Growing Trust

Total Share Accounts: 689,461, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,953,049 further highlight our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Truliant is your trusted partner. Visit us at 6051 Tyvola Glen Cir Charlotte Nc 28217 or call (704) 522-1955 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,704,898,164 in share certificates and $587,100,407 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $94,340,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 922 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Your Future

With $399,845,037 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $55,697 in used auto loans and $4,271,826,575 in total loans and leases.

Solid Financial Health

With a net worth of $463,583,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $886 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,023,031,570 in used vehicle loans and $372,358,554 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit your budget. Plus, if you're considering refinancing an existing auto loan, our team can guide you through eligibility options to potentially lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $796,757,571 provide the capital needed to grow and expand your operations. Whether it's purchasing equipment or funding day-to-day operations, our dedicated team is here to support your business ambitions.

Conclusion

At Truliant, our commitment is to help you navigate your financial journey with ease. Each loan product is crafted with care to ensure it meets the diverse needs of our members in Charlotte, NC. If you have questions about refinancing or eligibility for any of our loan offerings, please reach out to us at (704) 522-1955. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you as you work towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $612,975,253, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to move into your next dream home, we're ready to assist you with competitive rates and personalized service.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $154,647,640 in loans helping members manage their finances effectively. These cards are designed with your convenience in mind, allowing for easy access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers, making it easier to identify competitive rates.

TRULIANT FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Vehicle Loans