Student Loans in Santa Monica, CA 90403

If you’re in Santa Monica, CA, refinancing your student loans can save you money and simplify payments. Compare offers from trusted local lenders who understand your needs and offer flexible terms that fit your budget.

Explore your options today and find a loan that supports your goals. With personalized guidance and competitive rates, you can take control of your student debt and focus on building your future in Santa Monica.

New Refinance

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

2.45 - 8.7 %

∞

2.67 - 6.14 %

∞

2.89 - 13.64 %

25 Yrs

∞

2.99 - 6.75 %

15 Yrs

3.35 - 17.22 %

4.74 - 15 %

5.24 - 11.75 %

6.25 - 14.5 %

6.49 - 13.4 %

20 Yrs

∞

6.75 - 11.5 %

∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

America'S Christian's Private Student Loans with fixed rates from 2.89% to 12% , unchanged from 7 and 30 days ago. Their Student Line of Credit has a variable APR range of 2.91% to 13.64% , which is up from 12% a week ago. Both fixed and variable Private Refinance Loans have rates steady at 2.89% –1% 2% and 2.91% –1% 2% , respectively, compared to 7 days prior. Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago.

Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago. University's Fixed Rate Loan Solution has an APR range of 4.74% to 14.74% , unchanged from 7 and 30 days ago. The Variable Rate Line of Credit Solution ranges from 5% to 15% APR, also unchanged from a week earlier.

Nuvision's Variable Rates student loans range from 5.24% to 11.75% today, unchanged from both 7 and 30 days ago. This variable rate applies to their student loan program without a specified term. Digital's Variable Rate Student Loans with APRs from 6.25% to 12.5% , unchanged from 7 and 30 days ago. Fixed Rate Student Refinance Loans have rates between 4.75% and 10.5% , also steady compared to the past week and month. Affinity Plus's an Undergraduate Line of Credit with fixed and variable rates at 6.49% APR, unchanged from both 7 and 30 days ago. Their Graduate Line of Credit has fixed and variable rates at 7.99% and 8.49% APR, respectively, also steady over the past month. The Student Loan Refinance program features fixed and variable rates ranging from 6.74% to 7.74% APR, with no change in the last 7 or 30 days.

San Francisco Fire's Variable Rates from 6.75% to 10.75% APR, unchanged from both 7 and 30 days ago. Fixed Rates range from 7.5% to 11.5% APR and have also stayed the same compared to 7 and 30 days ago.

🏦 Local Lenders in Santa Monica, CA

KINECTA FEDERAL CREDIT UNION — 3027 WILSHIRE BLVD SANTA MONICA CA 90403

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Los Angeles County, CA

✅SELFHELP CREDIT UNION

✅LA HEALTHCARE CREDIT UNION

✅KINECTA FEDERAL CREDIT UNION

✅JUSTICE FEDERAL CREDIT UNION

✅CALIFORNIA CREDIT UNION

✅HANIN FEDERAL CREDIT UNION

✅FOX FEDERAL CREDIT UNION

✅UNIVERSITY 64171 CREDIT UNION

✅WESCOM CENTRAL CREDIT UNION

✅JACOM CREDIT UNION

✅SAGAFTRA CREDIT UNION

✅ACTORS FEDERAL CREDIT UNION

✅MARYKNOLL OF L A FEDERAL CREDIT UNION

✅LOS ANGELES FEDERAL CREDIT UNION

✅LOS ANGELES LEE FEDERAL CREDIT UNION

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

✅LOS ANGELES POLICE FEDERAL CREDIT UNION

✅SCHOOLS FEDERAL CREDIT UNION

✅SOUTHLAND 68415 CREDIT UNION

✅CREDIT UNION OF SOUTHERN CALIFORNIA CREDIT UNION

✅WATER AND POWER COMMUNITY CREDIT UNION

✅FIRST CITY CREDIT UNION

✅CERTIFIED FEDERAL CREDIT UNION

✅FIRST ENTERTAINMENT CREDIT UNION

✅TECHNICOLOR FEDERAL CREDIT UNION

✅EPISCOPAL COMMUNITY FEDERAL CREDIT UNION

✅L A ELECTRICAL WORKERS CREDIT UN CREDIT UNION

✅CAL STATE LA CREDIT UNION

✅AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION

✅BAXTER CREDIT UNION

✅USC CREDIT UNION

✅RIZE FEDERAL CREDIT UNION

✅PRIORITY ONE CREDIT UNION

✅BEVERLY HILLS CITY EMPLOYEES FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅SCHOOLSFIRST FEDERAL CREDIT UNION

✅POLAM 19739 CREDIT UNION

✅PASADENA FEDERAL CREDIT UNION

✅MIDCITIES CREDIT UNION

✅VA DESERT PACIFIC FEDERAL CREDIT UNION

✅GLENDALE FEDERAL CREDIT UNION

✅ARROWHEAD FEDERAL CREDIT UNION

✅RANCHO FEDERAL CREDIT UNION

✅FINANCIAL PARTNERS 68457 CREDIT UNION

✅DOWNEY FEDERAL CREDIT UNION

✅CALCOM FEDERAL CREDIT UNION

✅SOUTH BAY CREDIT UNION

✅AEROSPACE FEDERAL CREDIT UNION

✅FEDEX EMPLOYEES CREDIT ASSOCIATION FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅SKYONE FEDERAL CREDIT UNION

✅MATTEL FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅NIKKEI CREDIT UNION

✅CALIFORNIA LITHUANIAN CREDIT UNION

✅TORRANCE COMMUNITY FEDERAL CREDIT UNION

✅PARISHIONERS FEDERAL CREDIT UNION

✅HONDA FEDERAL CREDIT UNION

✅FARMERS INSURANCE FEDERAL CREDIT UNION

✅F A CREDIT UNION

✅LBS FINANCIAL CREDIT UNION

✅LA FINANCIAL CREDIT UNION

✅THE FIRST FINANCIAL FEDERAL CREDIT UNION

✅NUVISION FEDERAL CREDIT UNION

✅CAMINO FEDERAL CREDIT UNION

✅ILWU CREDIT UNION

✅USB EMPLOYEES CREDIT UNION

✅BOPTI FEDERAL CREDIT UNION

✅POPA FEDERAL CREDIT UNION

✅LONG BEACH CITY EMPLOYEES FEDERAL CREDIT UNION

✅POSTCITY FINANCIAL CREDIT UNION

✅FOOTHILL FEDERAL CREDIT UNION

✅LONG BEACH FIREMEN S CREDIT UNION

✅ORANGE COUNTYS CREDIT UNION

✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION

✅CALTECH EMPLOYEES FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅ECENTRAL CREDIT UNION

✅LOGIX FEDERAL CREDIT UNION

✅SKYLA FEDERAL CREDIT UNION

✅PARTNERS FEDERAL CREDIT UNION

✅GLENDALE AREA SCHOOLS CREDIT UNION

✅PREMIER AMERICA CREDIT UNION

✅MATADORS COMMUNITY CREDIT UNION

✅CALIFORNIA ADVENTIST FEDERAL CREDIT UNION

✅U S POSTAL SERVICE FEDERAL CREDIT UNION

✅L A MISSION CREDIT UNION

✅GAIN FEDERAL CREDIT UNION

✅COLUMBUS CLUB FEDERAL CREDIT UNION

✅OLIVE VIEW EMPLOYEES FEDERAL CREDIT UNION

✅VALLEY AGRICULTURAL FEDERAL CREDIT UNION

✅SUNKIST EMPLOYEES FEDERAL CREDIT UNION

✅TOGETHER CREDIT UNION

✅UNIVERSAL CITY STUDIOS CREDIT UNION

✅CLEARPATH FEDERAL CREDIT UNION

✅UME FEDERAL CREDIT UNION

✅MEDIA CITY CREDIT UNION

✅UNITED CATHOLICS FEDERAL CREDIT UNION

✅EAGLE COMMUNITY CREDIT UNION

✅EL MONTE COMMUNITY CREDIT UNION

✅AMERICAS CHRISTIAN CREDIT UNION

✅CHRISTIAN COMMUNITY CREDIT UNION

✅CHAFFEY FEDERAL CREDIT UNION

✅EDWARDS FEDERAL CREDIT UNION

Compare other loan types in Santa Monica, CA

Why compare Student Loans in Santa Monica, CA on LendMesh

If you’re exploring the best lenders for refinancing student loans in Santa Monica, CA, taking time to compare multiple options on LendMesh can help you uncover better deals and save money. By reviewing different offers side by side, you’ll gain insight into competitive rates and flexible terms tailored to your needs—empowering you to make confident decisions for your financial future.

Consider subscribing to LendMesh for personalized alerts that match your target rate, whether it’s 4% or 5%. You’ll receive timely notifications when loan offers fall below your desired threshold, along with expert insights, rate trends, and carefully selected deals delivered weekly or monthly. Join thousands of Santa Monica borrowers who trust LendMesh to stay informed and seize the best refinancing opportunities as they arise.

Customers are also interested in:

Best Lenders For Refinancing Student Loans