Student Loans in Saint Paul, MN

Looking to refinance your student loans in Saint Paul, MN? Compare personalized offers that can lower your rates and simplify your payments, putting more money back in your pocket. It’s a smart way to manage your debt while focusing on what matters most—your future.

Local lenders understand the unique needs of Saint Paul students. By comparing options here, you’ll find flexible plans and community-driven support tailored just for you. Start your refinancing journey today and take control of your student loan payments with confidence.

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Lender
APR
Term
Link
Info
affinityfcu
1.95 - 17.64 %
∞
membersccu
1.95 - 17.64 %
∞
wingsfinancial
1.99 - 17.64 %
∞
toplinecu
2.09 - 3.46 %
∞
connexuscu
2.45 - 8.7 %
∞
cafcu
2.45 - 8.7 %
∞
navyfederal
2.67 - 6.14 %
∞
elfi
2.99 - 6.75 %
15 Yrs
∞
customchoice
3.35 - 17.22 %
∞
cccu
3.74 - 13.49 %
∞

Today’s Student Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Affinity's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and 2.19% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago and 2.29% to 14.97% thirty days ago. Members Cooperative's Undergraduate student loan (fixed) has an APR range of 1.95% to 17.49% , down from 1.99% to 17.49% seven days ago and lower than 2.39% to 17.49% thirty days ago. The Medical school loan (fixed) APR is 1.95% to 14.97% , down from 2.09% to 14.97% seven days ago.

Wings Financial's Undergraduate student loan (fixed) has a rate range of 1.99% to 17.49% today, down from 2.19% to 17.49% seven days ago and 2.49% to 17.49% thirty days ago. The Medical school loan (variable) is 3.62% to 14.33% now, unchanged from seven days ago but lower than 3.75% to 13.34% thirty days ago. Topline Financial's Fixed Rate student loans have an APR of 2.09% , unchanged from 7 and 30 days ago but down from 30 and 60 days ago. Their Variable Rate loans are at 3.46% , also unchanged from 7 and 30 days ago and slightly down from 30 days ago but up from 60 days ago. For refinancing, Fixed Rate loans hold steady at 3.98% from 7 and 30 days ago, while Variable Rate refinancing loans are 4.17% , unchanged

Connexus's an Undergraduate and Graduate Student Loan with fixed rates ranging from 2.45% to 8.7% APR today. Unchanged from 7 or 30 days ago. Corporate America Family's Partnership Advance Education Loan has a fixed APR range of 2.45% to 8.7% , unchanged from 7 and 30 days ago. The Student Loan Refinance fixed rate ranges from 5.15% to 9.4% , unchanged from 60 days ago. Navy Federal Credit Union's Fixed APR student loans have a rate of 2.67% today, down from 2.92% seven days ago. The Variable APR loans remain unchanged at 6.14% over the past week. For refinancing, the Fixed APR is steady at 4.2% , and the Variable APR also holds at 4.52% , both unchanged from seven days ago.

Elfi's Graduate Student Loans have a fixed APR of 2.99% , unchanged from 7 and 30 days ago. The variable rate for Graduate Student Loans is 6.75% , also steady over the same periods. Undergraduate Student Loans show the same fixed rate of 2.99% and variable rate of 6.75% , both unchanged from 60 days ago. Custom–Choice's Fixed Student Loans with rates from 3.35% to 17.17% , unchanged from 7, 30, 60, and 90 days ago. Their Variable Student Loans range from 3.56% to 17.22% , down from 7 days ago but up from 30 and 60 days ago, and lower than 90 days ago.

City & County's fixed–rate student loans with APRs ranging from 3.74% to 13.24% , unchanged from both 7 and 30 days ago. Their variable–rate loans have APRs between 4.99% and 13.49% , also showing no change compared to 7 and 30 days prior.

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