At smw-financial, we take pride in our deep-rooted commitment to serving our community and empowering individuals through accessible financial solutions. Established in 1954, our mission has always been centered around the principles of trust, integrity, and support for our members. Under the leadership of CEO Erin McNamara and Board President Michael Day, we strive to provide personalized banking experiences that meet the diverse needs of our members. Our headquarters is located in Lino Lakes, MN, where we proudly uphold the values of service and community engagement.

As a federally insured credit union since November 6, 1975, we ensure that your deposits are safe and secure with NCUA insurance. We understand the importance of modern banking tools in today’s fast-paced world; that’s why we offer a robust online banking platform alongside a user-friendly mobile application. Our services include person-to-person transfers, e-statements for your convenience, and a member-first approach that prioritizes accessibility and responsiveness. For more information about our offerings or to get in touch, please visit our website at https://www.smwfcu.com/ or reach us via fax at 6517471559. Join us at smw-financial and discover how we can help you achieve your financial goals with confidence.

At SMW Financial, we pride ourselves on offering a comprehensive suite of financial services designed to meet the diverse needs of our members in Minnesota. From personal banking options such as checking and savings accounts to a range of lending solutions including auto loans and mortgage refinancing, we are here to support your financial journey. Our business banking services also cater to small businesses with merchant services and business loans, ensuring that every member can find the right tools for their unique financial goals.

In today's digital age, we understand the importance of convenience and accessibility. That's why we offer robust online banking features that allow you to manage your finances anytime, anywhere. With our mobile application, members can easily perform person-to-person transfers and access e-statements for quick reference. While mobile payments are not currently available, our commitment to providing accessible banking solutions remains strong. To find out more about membership qualifications or to explore potential loan options, visit or check out https://www.lendmesh.com/loans/vehicle_loans for competitive rates. If you have any questions or need personal support, don’t hesitate to reach out via fax at (651) 747-1559. At SMW Financial, we're dedicated to helping you navigate everyday banking needs while planning for life's milestones or growing your business.

At SMW Financial, we pride ourselves on being a trusted and valuable financial partner for our community. With a robust Total Membership of 4,835, we have built a strong foundation of support that speaks to our commitment to serving the needs of our members. Our Total Assets stand at an impressive 91,288,192, reflecting our stability and the confidence placed in us by those we serve. This trust is further underscored by our Net Worth of 9,398,372, which showcases our financial strength and sustainability.

Our dedication to prudent financial management has resulted in a Net Income of 151,267, enabling us to reinvest in services that benefit our members directly. With Total Deposits reaching 10,218,113, we demonstrate not only the trust placed in us but also our ability to effectively manage and grow your savings. Additionally, with Total Loans and Leases amounting to 2,873, we empower our members with access to necessary funds for personal and business endeavors.

Our team comprises dedicated professionals, as evidenced by our Total Employees count of 16. This collective expertise ensures that we can provide personalized service tailored to each member's unique financial situation. Our Net Worth Ratio of 1,030 highlights our strong capital position, reinforcing the security and reliability you can expect when partnering with us.

In today's dynamic financial landscape, we understand the importance of providing versatile lending options. Our Credit Card Loan Volume stands at 536 while our Auto Loan Volume reflects a solid figure of 310. These metrics showcase our commitment to facilitating your financial goals through accessible credit options tailored for every need.

As a testament to our transparency and accountability, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to explore how SMW Financial can be your reliable partner in achieving your financial aspirations. Compare real-time loan offers today at https://www.lendmesh.com/loans/vehicle_loans and find the best rates for your needs.