At ideal, established in 1926, we are committed to empowering our members and serving our community with integrity and dedication. Our mission is centered around providing exceptional financial services tailored to meet the needs of individuals, families, and businesses. Led by CEO Brian Sherrick and Board President Peter Olsen, we pride ourselves on a member-first approach that fosters trust and accessibility in all our offerings. With headquarters located in Woodbury, MN, we have been serving our members with care and respect since our inception.

As a federally insured institution by the NCUA since 8/1/1975 0:00, you can rest assured that your deposits are secure with us. We embrace modern banking solutions, providing you with convenient tools such as online banking, a mobile application for easy access on-the-go, person-to-person transfers for seamless transactions, e-statements for efficient record-keeping, mobile payments for hassle-free purchases, and electronic signature authorization to simplify your banking experience. Visit us at https://www.idealcu.com/ or reach out via fax at (651) 747-8939 to discover how we can help you achieve your financial goals while enjoying personalized service designed just for you.

At Ideal Credit Union, we understand that financial needs are as unique as the individuals we serve. That's why we offer a comprehensive suite of services designed to help our members manage their everyday banking needs, plan for significant life milestones, and grow their small businesses. Our offerings range from personal banking solutions, including checking and savings accounts, auto loans, and mortgage refinancing options, to business banking services such as merchant services and business loans. Whether you're looking to consolidate debt or secure a credit card with rewards, our goal is to provide you with flexible financial solutions tailored to your lifestyle.

In today's fast-paced world, accessibility and convenience are essential. Ideal Credit Union embraces digital innovation by providing robust online banking services and a user-friendly mobile application. Our members can easily manage their accounts on the go with features like person-to-person transfers, mobile payments, e-statements, and e-signatures. These tools empower our members to take control of their finances anytime and anywhere while providing peace of mind through secure transactions. If you're interested in becoming a member, you can learn more about membership eligibility at http://www.idealcu.com/membership-and-benefits/about-ideal-credit-union . For those seeking competitive loan options or rates, feel free to explore comparisons at https://www.lendmesh.com/loans/mortgage_loans . Should you have any questions or need personalized support, don't hesitate to reach out via fax at (651) 747-8939; we're here to assist you on your financial journey.

At Ideal Credit Union, trust and value are woven into the very fabric of our operations. With a robust Total Membership standing at 49,942, we are proud to serve a thriving community that relies on us for their financial needs. Our commitment to excellence is reflected in our impressive Total Assets of 1,033,458,972, showcasing our stability and capability to support our members effectively.

Our financial health is underscored by a Net Worth of 111,164,124, representing the strength of our organization and our ability to invest in products and services that benefit you. We are dedicated to ensuring your savings are secure, as evidenced by our Total Deposits of 106,604,390. This trust translates into a strong Net Income of 3,528,214, enabling us to continually enhance the services we provide.

With an extensive portfolio that includes Total Loans and Leases amounting to 28,907, we cater to diverse financial needs—from auto loans with a volume of 14,172 to Commercial Loans totaling 137. Our commitment to responsible lending is reflected in our prudent approach, maintaining Total Borrowings at just 64,825,000.

We believe that great service comes from having a dedicated team, which is why we employ 166 talented individuals who are passionate about helping you achieve your financial goals. Our impressive Net Worth Ratio of 1,091 indicates not only our stability but also how we prioritize member service while maintaining solid financial practices.

At Ideal Credit Union, we pride ourselves on transparency and performance, attributes essential for building lasting relationships with our members. These insights and metrics are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov .

Take the first step towards fulfilling your financial aspirations today. Compare real-time loan offers at https://www.lendmesh.com/loans/mortgage_loans and discover the best rates tailored for your needs.