IDEAL CREDIT UNION

Welcome to Ideal Credit Union, your trusted financial partner located at 2401 Mcknight Rd N, North Saint Paul, MN 55109. Since our establishment in 1926, we have been committed to providing exceptional financial services to our growing community of 49,942 members. With total assets exceeding $1 billion and a strong net worth of $111,164,124, we take pride in our stability and ability to serve you effectively. At Ideal Credit Union, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, or business banking solutions. Our dedicated team of 166 employees, led by our CEO Brian Sherrick and Board President Peter Olsen, is here to ensure you receive personalized support every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 2401 McKnight Rd N, North Saint Paul, MN 55109-2211. With a total loan portfolio of 28,907 loans and deposits amounting to $106,604,390, we are well-positioned to help you achieve your financial goals. We invite you to explore our website at Ideal Credit Union for more information about our services or call us at 651-770-7000 with any questions. Experience the difference that comes with being part of a credit union that truly cares about its members!

At Ideal Credit Union, we are proud of our rich history and unwavering commitment to serving the community. Established in 1926, our branch has grown alongside the vibrant city of North Saint Paul, MN, becoming a trusted partner for nearly a century. Located at 2401 McKnight Rd N, our branch has been a cornerstone for financial services, fostering growth and prosperity for our members and their families. Over the years, we have achieved significant milestones that reflect our dedication to providing exceptional service. With a current total membership of 49,942 and total assets reaching an impressive $1,033,458,972, we have expanded our offerings to meet the diverse needs of our community. Our success is not just measured in numbers; it's about the real impact we make in people's lives through accessible financial solutions. Our mission at Ideal Credit Union is clear: we strive to empower our members by offering high-quality financial services while supporting the community around us. We believe in building lasting relationships based on trust and transparency. By offering personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we aim to help each member achieve their financial goals. In addition to our core banking services, we recognize the importance of community involvement. Our partnerships with local organizations enable us to contribute positively to various outreach efforts that uplift those around us. We're committed to making a difference whether it's through educational initiatives or supporting local events. For those looking for convenience in banking, we offer modern digital solutions alongside traditional service methods. Our branch features ATM availability and drive-thru banking services to ensure that accessing your funds is quick and easy. We prioritize customer-centric initiatives like ADA compliance and robust online banking options so all members can enjoy seamless access to their accounts anytime. While members can visit us at 2401 McKnight Rd N for assistance or inquiries, official correspondence should be sent to 2401 McKnight Rd N, North Saint Paul, MN 55109-2211. Our operating hours are designed with you in mind: Monday through Friday from 9 AM to 5 PM (with extended drive-thru hours until 5:30 PM), Saturday from 9 AM to 12 PM. We invite you to join Ideal Credit Union today! Experience firsthand the benefits of being part of a cooperative that values your financial well-being while actively supporting the community. Together, let's build a brighter future! For more information or to become a member, please contact us at 651-770-7000 or visit our website at Ideal Credit Union.

Joining the Ideal community at Ideal is a simple and welcoming process, designed for those who seek a supportive financial partner. To become a member, you need to meet specific eligibility criteria, which primarily include living, working, or worshiping in the areas we serve. This means if you're part of our local community, you're likely already eligible! We believe in fostering connections and providing personalized service that makes you feel valued. For the full details on eligibility, feel free to check out our resource page at http://www.idealcu.com/membership-and-benefits/about-ideal-credit-union . Once you're ready to take the next step, opening an account with us is a breeze. You can start your journey online by visiting https://app.loanspq.com/apply.aspx?lenderref=idealcu041621&list=xasast , where you'll find all the information you need to get started. If you have any questions or need assistance, don't hesitate to reach out to us at (651) 770-7000. At Ideal, we're excited to help you on your financial journey!

At Ideal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner can make all the difference. That's why we are proud to share our strong financial standing, which reflects our commitment to serving you better. With a net worth of $111,164,124, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $210,090,171 in share certificates and $114,115,225 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,609,033, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $105,969,489 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust as well; with $7,086 in used auto loans and $840,785,075 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $3,528,214, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 161 full-time employees and 5 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $1,812,334, showing our dedication to maximizing your financial opportunities. With 101,188 total share accounts, it's clear that many trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ideal is your trusted partner. Visit us at 2401 Mcknight Rd N North Saint Paul Mn 55109 or call (651) 770-7000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.