IDEAL CREDIT UNION

Welcome to Ideal Credit Union, your trusted financial partner located at 3225 Denmark Ave, Eagan, MN 55121. Since our establishment in 1926, we have proudly served our community, growing to a membership of nearly 50,000 individuals who rely on us for their financial needs. With total assets exceeding $1 billion, our commitment to providing exceptional service and competitive products remains stronger than ever. At Ideal Credit Union, we believe in fostering a sense of belonging and support among our members. Under the leadership of our CEO, Brian Sherrick, and Board President, Peter Olsen, we continuously strive to create a welcoming environment where financial dreams can be realized. Our dedicated team of 166 employees is here to guide you through various services including personal banking, auto loans, mortgages, and business banking solutions. While members can visit us at our branch in Eagan, official correspondence should be sent to the same address. We invite you to explore our range of offerings that include over 28,900 loans and leases totaling more than $840 million, alongside deposits amounting to an impressive $106 million. Whether you're looking for everyday banking solutions or specialized loan products, we are here to support you every step of the way. Feel free to reach out at 651-770-7000 or visit us online at Ideal Credit Union to learn more about how we can help you achieve your financial goals. Join us today and experience the Ideal difference!

Welcome to Ideal Credit Union, your friendly neighborhood financial partner located conveniently at 3225 Denmark Ave in Eagan, MN. Our branch is nestled in a vibrant area, making it easy for you to stop by and manage your banking needs. Whether you're coming from nearby schools or local businesses, our location is designed with accessibility in mind. At Ideal Credit Union, we understand that your time is valuable. That's why we offer a variety of services to make banking simple and efficient. Our lobby hours are welcoming open Monday, Tuesday, Thursday, and Friday from 9 AM to 5 PM, with Saturday hours from 9 AM to 12 PM. Need to make a quick transaction? Our drive-thru service operates until 5:30 PM on weekdays, providing you with the flexibility you need. For those who prefer to use our ATM services, rest assured that we have convenient access available right at our branch. We prioritize making banking accessible for everyone; our facility is compliant with ADA standards, ensuring ease of access for all members. While members can visit us at 3225 Denmark Ave for all their banking needs, please note that official correspondence should be sent to the same address. If you ever have questions or want to learn more about our offerings like personal loans, auto financing, or credit cards with rewards don't hesitate to give us a call at 651-770-7000. Come experience the Ideal difference! We look forward to welcoming you into our community-focused environment where your financial goals become our priority.

At Ideal, we believe that everyone deserves to be part of a caring and supportive community. Joining us is simple! If you live, work, worship, or attend school in Dakota County, you're already eligible to become a member. This means you can enjoy all the benefits we offer, from personalized banking solutions to competitive loan rates that help you achieve your financial goals. Plus, our friendly team is here to guide you every step of the way. To kick off your membership journey at Ideal, just visit us at our location on 3225 Denmark Ave Eagan Mn 55121 or give us a call at (651) 770-7000. For more detailed information about eligibility criteria, feel free to check out our resource page here. When you're ready to open an account, simply follow the easy steps outlined on our website at this link. We can't wait to welcome you into our family!

At Ideal, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health is strong, backed by solid numbers that reflect our commitment to serving you well. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $111,164,124, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,091 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $210,090,171 in share certificates and $114,115,225 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $64,609,033, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $105,969,489 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,086 in used auto loans and $840,785,075 in total loans and leases. Our operational efficiency is reflected in our $3,528,214, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 161 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,812,334. Total Share and Deposit Accounts: 101,188, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ideal is your trusted partner. Visit us at 3225 Denmark Ave Eagan Mn 55121 or call (651) 770-7000 to learn more about how we can help you achieve your financial goals.